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Q:Vistors Insurance I want to buy visitors insurance for my mother. She arrived on 16th June and will be here in Somerville MA till 16th August. I have bought insurance from you before also in 2005. Particulars of Old insurance (if its of any use) ***** I want to buy the best possible insurance for her for these 58 days of her stay. Help me out. Thanks,
A:
{{currentOrigin}}/answers/visitors-health-insurance/vistors-insurancehi-narendra-i-want-to-buy-visitors-insurance-for-my-mother-she-arrived-on-16th-jun-93033/Thank you for your interest in purchasing health insurance for your mother. The one you purchased last time, Protection America, is still the best one. Please look at /patriot-america-lite-insurance/ You can purchase it online or you can give us a call. We have all the information. All you have to do is provide your credit card number and you will be all set. If you have any other questions, please feel free to contact us at any time.
Q:Father with heart related pre-existing conditions I got your contact details from immihelp.com while reading the experiences of ppl on visitor's medical insurance. With reference to the visitor's medical insurance I would like to know the 2 thngs: 1) My father-in law has green card and has certain health prblms in past. His age is 65 yrs. He had heart attack some 16 yrs ago and had underwent a back/spine surgery last yr in India. Overall he is fit andhealthy. We are looking for his medical insurance as he wishes to stay here for few more months. Can you guide/recommend any insurance for him? 2) I wish to invite my parents here next year. My father had paralysis attack some 5 yrs ago. He still has some effects of it on his left arm. Overall he is fit with normal BP and diabetis. His age is 62 yrs. Can you kindly suggest/recommend insurance for him? I wud really appreciate you kind guidance in this regard. Thanks & regards,
A:
{{currentOrigin}}/answers/new-immigrant-health-insurance/father-with-heart-related-preexisting-conditionsi-got-your-contact-details-from-immihelpcom-while-re-16483/Thank you for your interest in purchasing health insurance for your relatives. I recommend Patriot America in both cases, available at /patriot-america-lite-insurance/ Insurance company will pay for any new medical conditions, injuries or accidents that may occur after the effective date of the policy. It will not cover any pre-existing conditions. 1. Look at /new-immigrant-insurance/ 2. Look at /visitor-medical-insurance-overview/ /visitors-insurance/ /guide/ Regarding pre-existing conditions, read /visitor-medical-insurance-pre-existing-conditions/ Please feel free to contact us at any time if you have any other questions. Thank you very much for your valuable guidance/recommendations. We live in Virginia and I guess we can buy health insurance from any agent irrespective of where he/she is... Thanks & regards, Yes, you can buy from us. It does not have to be the local agent. In fact, we are the biggest broker in the country. Look at first FAQ at /visitors-medical-insurance/ to look at the advantages of buying from us. And we do business all across the country. You can buy it online at / By the way, we lived in Reston/Herndon Virginia for 9 years before moving to Texas.
Q:Liaison Majestic - Pre-existing conditions coverage question I am planning to purchase Liasion majestic for my parents who will be visiting USA in August for around 2 months. My father is 70 and my mother is 64 years. I understand that in most cases heart related emergencies are treated as pre exisiting condition. If there is emergency treatment required for pre existing condition, would I get negotiated bill from PPO provider? >From my experience I understand that the hospital original bills are very high and negotiated bills are considerably lower.
A:
{{currentOrigin}}/answers/visitors-medical-insurance/liaison-majestic-preexisting-conditions-coverage-questioni-am-planning-to-purchase-liasion-majestic-84785/Thank you for your interest in purchasing Liaison Majestic. Unfortunately, network negotiated fees are applied towards the eligible and covered expenses. It would not apply to the pre-existing conditions. Please read /atlas-america/acute-onset-pre-existing-conditions-coverage/ for more details. You can purchase Liaison Majestic online at /atlasamerica-insurance/ If you have any questions, please feel free to contact us at any time.
Q:Question about travel insurance from India to the US Hello My in laws will be visiting the US from India (6/17-8/4). We purchased travel insurance from you when they visited two years ago and we were pleased with the buying process and the information you provided. I would appreciate your advice for this trip: Here is their information: Father in law: 77 yrs. old (it appears that only World Med is available for him) Mother in law: 69 yrs. old (she will turn 70 yrs. old after she returns to India) Coverage: Comprehensive, $1,000 deductible and $100,000 max for each policy States they are likely to visit: MD, DC, VA, TX, NY, NJ, PA, NC We are looking for an insurance provider that has a wide network in the areas the in laws will be visiting, pays claims promptly and with minimum of hassle, and is reasonable in price. The quotes for my mother in law have a wide range, from $284 for Patriot to $513 for Visit USA. Last time we got Protection America. I saw in your newsletter that Atlas offers limited coverage from pre existing conditions and it appears for only about $40 more than regular Atlas. That feature would be of interest to us. Thank you for your help.
A:
{{currentOrigin}}/answers/visitors-health-insurance/question-about-travel-insurance-from-india-to-the-ushello-my-in-laws-will-be-visiting-the-us-from-i-46593/Thank you for your interest in purchasing health insurance for your parents. I am glad that you had a positive experience last time. 1. Based on the information, you provided below, I would recommend WorldMed for your father and Protection America for your mother. /patriot-america-lite-insurance/ /worldmed-insurance/ In your case, I would not recommend Visit USA (not renewable) or Patriot America (renewable only if purchased minimum 3 months initially). This is quite important just in case you need to renew it expetedly or unexpectedly. 2. Pre-existing conditions coverage in Atlas America: Brochure says>>> Acute Onset of a Pre-Existing Condition: If you are under age 70, you are covered for an Acute Onset of a Pre-existing Condition. Coverage is available up to $15,000 Maximum for Eligible Medical Expenses and up to $25,000 for Emergency Medical Evacuation. An Acute Onset of a Pre-existing Condition is a sudden and unexpected outbreak or recurrence of a Pre-existing Condition which occurs spontaneously and without advance warning either in the form of Physician recommendations or symptoms. Treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence.
Q:Liaison International - Claim request question Dear Sir or Madam, I am a client and have a travel insurance policy with your group. I recently had to visit a doctor as I had symptoms of infection while travelling in London. I tried to call your office for assistance in identifying a doctor in London but your office was closed. I also called the emergency number you listed on the policy but the agent could not help me as she said she did not have enough information. As my symptoms felt serious, I left a message with your office and located a doctor in London on my own. At the Princess Grace Hospital, I was diagnosed with an urinary tract infection and was prescribed a course of anti-biotic. Further urine samples were also ordered. The cost for the doctor fee was 100 british pound. Can you advise on how and when I should file for reimbursement of the medical fee? Should I wait until the end of the trip or file for the claim right now during my trip? Thank you for your assistance. My policy number is ****. The group number is *****. The policy is effective from May 21st to June 26th, 2008.
A:
{{currentOrigin}}/answers/visitors-insurance-usa/liaison-international-claim-request-questiondear-sir-or-madam-i-am-a-client-and-have-a-travel-insur-38678/Please read /ppo-network-claims-international-medical-insurance/ to understand how the plan works. If you have any other questions, please feel free to contact the phone number listed on your insurance card.
Q:visitors care insurance dear sir, we are planning to visit u.s.a. between 16.06 and 15.09.08, we will need overseas health insurance policies please let us know whether you have a local agent to handle these matters, his contact telephone and address' alternatively, please request him or her to contact me yours truly,
A:
{{currentOrigin}}/answers/visitors-medical-insurance/visitors-care-insurancedear-sir-we-are-planning-to-visit-usa-between-1606-and-150908-we-will-need-o-76835/Unfortunately, we don't have any local agents in Mumbai. We are based in USA. You can ask me any questions you have or you can purchase the insurance online at https://www.insubuy.com You can also call us at any time.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Healthcare costs are very high in the U.S.
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You are not eligible to enroll in Medicare for the first 5 years.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
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You don't need to purchase travel insurance for every trip.
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