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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My Indonesian wife and stepson are scheduled for a consular meeting for green card. New rule means proof of insurance for 364 days needed at interview. If they are then approved for green card is there a policy available for this that will cover them for first year in USA with green card so as to satisfy the new rule ?

A:
Thank you for your interest in purchasing insurance through us. You can purchase either Patriot America or Patriot America Plus plan from our New immigrant section. As soon as you purchase insurance will receive insurance by e-mail which will have a link to print id card , visa letter etc. If you provide their age, travel dates, which state do they need coverage and we will be glad to send you quote by e-mail. Please feel free to contact us if you have any additional questions.
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Q:I am planning to buy medical insurance for my parents , who are currently in USA. They traveled from INDIA to USA on 29th Dec 2019. They don't have any pre-existing conditions. If I buy insurance for them, will that cover COVID-10 disease?

A:
Thank you for your interest in purchasing insurance through us. There is no specific exclusion for Coronavirus. It will be covered as any other sickness. It should not be related to any pre-exisitng or preventive care. This is a rapidly evolving situation. Make sure to confirm the most current information before making any decisions. Please read Coronavirus FAQ for Travel medical insurance. You can get quote online in the Visitors to the USA section. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any additional questions.
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Q:Where can I find the plans for someone traveling on a visitor visa to the united states?

A:
You can find plans in the Visitors to the USA section on our website. If you have any additional questions pleas contact our office.
{{currentOrigin}}/answers/visitors-medical-insurance/medical-coverage-for-travelers-on-visitor-visa-to-the-united-states-25345/

Q:I am a US citizen living in Taiwan. If I travel to US (without any stopover anywhere else) during March or April for 1 week with your visitor's medical coverage, how does the Patriot America Plus plan work specifically if I get infected with the COVID-19 virus while I am in US? does the coverage include diagnosis as well as hospitalization? I typically select higher deductible ~$1000 plan.

A:
The available plans will cover for whatever is medically necessary for someone that has a new accident or illness that occurs after the effective date of the policy. This is a rapidly evolving situation. Make sure to confirm the most current information before making any decisions.
{{currentOrigin}}/answers/visitors-insurance-usa/patriot-america-plus-coverage-for-covid-19-visitor-insurance-80099/

Q:I has purchased Patriot America Plus. I want to know that this insurance can cover COVID19.

A:
Please read how plan works here Please read certificate wording for more information on, page 27 #48
{{currentOrigin}}/answers/visitors-insurance-usa/patriot-america-plus-exclusions-for-covid-19-83149/

Q:I purchase this insurance online. There is an option "arrival date", is that ask about when I come to the US?

A:
Whichever date you are planning to come to US or your latest arrival date in US.
{{currentOrigin}}/answers/other-insurance/arrival-date-in-visitor-medical-coverage-to-united-states-78950/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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