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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hi, I am relocation to the US from Australia. Recently I had my cholecystectomy surgery. I need a short term health insuarance as I will join my job soon where I will get long term health insurance. Could you suggest which one I should buy?

A:
You are welcome to run a quote in the New Immigrant section to see what plans are available to you. Plans are designed to cover new injuries or illnesses that did not exist in the body before the effective date. If you need assistance running a quote or choosing a plan please call our office at 1(866)467-8289.
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Q:I have been buying your insurance for years when I travel to the USA on holidays but now have turned 70 and seems like I cannot get the same insurance. What options do you have for healthy people over 70 years old.

A:
You are welcome to run a quote on our website in the Visitors to U.S.A. section of the website to see what plans are available to you. If you need assistance running a quote please call our office at 1(866)467-8289.
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Q:We both planning to come to US on 3rd April to September 28th. We are at the age of 69, 64. How much minimum premium for both of us.

A:
If you are visiting on a B1/B2 visa you would be welcome to run a quote in the Visitors to U.S.A. section of the website to see what is available to you. We will always recommend our comprehensive plans.
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Q:My spouse, son and I are citizens of the US, Canada and one of the EU countries. I am retired and now have Medicare coverage and we reside 6-7 months in Washington state We travel to Europe where we typically stay 5-6 months and usually over the winter so we are not here during the standard enrollment period. During our stay in Europe we are covered under their national health care system but when we return what are our options? I don't want to keep paying for an ACA compliant plan that wouldn't cover us anyway. Could we enroll during the normal enrollment period and cancel coverage when we return to Europe. How do retirees manage that are dual citizens and retire and split their time between the two countries for which they are citizens.

A:
While we understand that it can be difficult to navigate your situation, unfortunately we would not be able to advise on domestic insurance plans or your ability to cancel them or not. The plans on our website are designed to cover you outside of your home country, and if you are eligible for domestic insurance you are not eligible for the plans that we offer to cover you in the US. I would recommend to speak to a insurance agent that specializes in domestic insurance. If you have any additional questions please call our office at 1(866) 467-8289.
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Q:Need a visitors insurance in US. What options are available for medical insurance.

A:
If you are visiting on a B1/B2 visa you would be welcome to run a quote in the Visitors to U.S.A. section of the website to see what is available to you.
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Q:After receiving the letter with the claim number, how to identify which doctor or hospital provided the service?

A:
Insubuy does not process or handle claims. You will need to reach out to the number on the back of your insurance ID card for claims assistance. Please let us know if you have any questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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