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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am looking for a coverage for an F2 that meets these criteria Medical coverage is unlimited Deductible is $500 or less Medical Evacuation Coverage is $10,000 or more Repatriation Coverage is $7,500 or more Dates of coverage meet or exceed the requirement for the policy year

A:
Based on the information provided you may purchase the Patriot Exchange Program. You may do so by using the link provided or over the phone by contacting our office at (866) INSUBUY. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/international-student-insurance/coverage-for-f2-visa-holder-with-requirements-70460/

Q:I haven't purchased any plans yet. I am considering "Patriot America" with $100 deductible and $100,000 policy maximum. I want to know, if I buy it, will you complete the compliance form for Tulane University?

A:
Patriot America plan doesn't meet requirements. You need to purchase Patriot Exchange plan as long as J1 visa holder has insurance through school.
{{currentOrigin}}/answers/international-student-insurance/health-insurance-for-international-student-tulane-university-12260/

Q:I am traveling to USA to visit my daughter from 5th September 2019 to 27th November 2019. Can I purchase comprehensive insurance with Indian rupee with on line payment mode by debit card.

A:
As long as your bank allows for foreign transactions the it would be fine. The plans are all in US dollars and any funds collected would be transferred into the same.
{{currentOrigin}}/answers/visitor-insurance/payment-method-options-in-visitor-insurance-plans-30341/

Q:I'm an international grad student on an F1 visa studying at the University of San Diego and these are the waiver requirements as outlined by my school: - Effective throughout the semester/academic year - Maximum dollar coverage of at least $100,000 per illness or injury (not the same as $100,000 maximum benefit) - Include outpatient care (doctor visits, outpatient surgery, etc.) - Include hospitalization - Repatriation for at least $25,000 - Medical evacuation for at least $50,000 - Cost of deductible, if any, does not exceed $500 per accident or illness Can you suggest a plan based on these? For the state of California. I'm already in the US. I've been in the US for around 13 months now. I need insurance for my 2nd year of grad school. Also, in case my school denies the waiver - can I get a full refund?

A:
You can purchase Patriot Exchange plan as the plan meets the requirements. If you provide your age, travel date and which state do you need coverage and will be glad to send you quote by e-mail as well. Please look at the Patriot Exchange refund policy. You can purchase this policy 1 year at a time then we can extend the policy next day for another month.
{{currentOrigin}}/answers/exchange-visitors-insurance/health-insurance-for-f1-visa-holder-with-requirements-97271/

Q:I have a question about the Atlas Essential America insurance. My father-in-law wants to buy this insurance. He has gallstones, and is aged 66. I'm wondering if he has acute cholecystitis, will medical expenses be covered?

A:
Thank you for your interest in purchasing insurance through us. In general, insurance will pay for any new sickness, injuries or accidents that may occur after the effective date of the policy. It will not pay for any routine maintenance for pre-existing or preventive care. However, both Atlas America and Patriot America Plus plan provides coverage for an acute onset of pre-existing conditions. Nobody can confirm in advance his conditions will be covered or not. It will be determined by the claim dept. based on the attending physician notes and as per the policy certificate whether it fall into an acute onset of pre-existing conditions or not. Please review the above information and feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/visitors-insurance-usa/atlas-america-patriot-america-plus-acute-onset-benefit-64664/

Q:I would like to ask you if you offer an medical insurance for a pregnant visitor to USA. Please list for me the cost and the conditions to apply for.

A:
There is no insurance which covers pregnancy if she is already pregnant. There is only one plan which provides only complication of pregnancy up to 26 weeks.
{{currentOrigin}}/answers/visitors-health-insurance/pregnancy-coverage-in-visitors-insurance-42806/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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