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Insurance Benefits question I have few questions about F2 (F1 student dependent) health insurance. Currently I am working in Detroit and me & my wife have UMR comprehensive health insurance. I would be joining a university for further studies and will opt their insurance (my university pays for my insurance - PacificSource). I wanted to find out health insurance options for my wife who is on F2 dependent visa. If she gets visitors insurance, then would it be possible to avail benefits like gynecologist visits, ultrasonic exams, mammography, etc. The reason I am asking this is - recently she had breast biopsy and was advised by a doctor to undergo routine ultrasonic exams (mammographs, if needed) every 6 months or so. My current insurance covered all these services including out-patient breast biopsy. So I am wondering if any particular insurance would be covering these services too? I would appreciate your advise in this regards. Thanks.
There is no visitors insurance that would cover any of that.
Thanks for your email. Could you please let me know what things will be covered? I thought if gynecologist visit would come under category of visiting a doctor and ultrasonic would be something similar to having x-rays. Isn't it the case? I would still like to go ahead and buy this insurance depending on what minimum things are covered. Could you plz let me know? Thanks again for your help.... regards
Pre-existing conditions or preventive check ups are not covered. You can look at various plans available at https://www.insubuy.com You will find the complete details in each product’s brochure. Please let me know if you have any other questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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