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Missionary Health Insurance

Question:

Missionary insurance for Kenya Below are some questions my step-father had about the plans (since he knows a whole lot more about this topic. I know we talked more about the short-term plan but this seems to fall under long-term. If I went with the short-term, would I be covered in the states when I come back? I realized in starting to pack up my things that I had IMG in the past through another missions agency but did not have to use it while on the field...so i'm not really sure the protocol. Any assistance you can give me would be great so I make an informed decision. _____________________________________________________________________________________________________ The insurance that I researched and seems to be a good fit for you is Global Mission Medical Insurance - IMG ( International Medical Group) Info can be accessed through INSUBUY website and can be purchased online. They offer 4 plans - Silver or Gold would would be your best choices. Silver - worldwide coverage Gold - worldwide except U.S., Canada, China, Hong Kong, Japan,... Gold is less expensive and probably your best choice. The rate sheet is available on website. Some questions you probably need to ask before choosing this plan or any other. From folks in Kenya - What plan do folks have that are serving in your area? Are you eligible to participate? Does anyone have GMMI - IMG Ins and do the medical facilities in your area accept this ins. From Insurance broker INSUBUY The above questions plus What plan do they recommend for your particular situation? If you choose this plan over the Silver plan - will you be covered during your travel and stay back in the U.S.? If the gold plan from GMMI -IMG makes sense or any other recommended plan then you need to choose the highest deductible you can afford - probably between $250, $500 and $1000. Your yearly premium would be between $1069, 998, and 736, respectively for the gold plan.

Answer:

1. Yes, people in Kenya have purchase GMMI plans. 2. In all GMMI plans such as Silver, Gold, Gold Plus and Platinum, you can choose the appropriate area such as worldwide, worldwide excluding US and few other countries etc. Therefore, if you could like the coverage in the U.S., you must select worldwide. GMMI is highly recommended and you purchase it online at /global-medical-insurance/ Please let me know if you have any other questions.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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