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Question:

My girlfriend is a US citizen but she has lived in Australia for over 4 years and will be working in Australia for at least the next two years. We are spending 3 weeks in the USA in September. We have return flights booked to Australia. We need travel insurance for her and I am interested in the Diplomat America Plan for her. Under the plan it says "Temporarily visiting U.S. citizen is eligible". Which is great. But then I click on the "Certificate Wording" link and it says that the plan is only eligible for people returning to their home country where home country is defined as, among other things, a place they hold a passport. She does not hold a passport for Australia. Could you please follow this up? Thanks so much and let me know if she is eligible.

Answer:

The Diplomat America plan is available to a U.S. citizen that is visiting the United States. There is also a plan available called Patriot America Plus that is available. 

This plan will cover an new accidents and new illnesses that happen after the effective date of the policy. 

If you have any questions please feel free to contact us. 

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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