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I would like to know if the plan I am going to purchase meets your criteria. My Coverage:Travel Delay Up to 100 a day after a 12-hour delay period requiring anunplanned overnight stay. Subject to a maximum of 2 days.- not subject to deductibleTRAVEL DELAYYOU ARE COVERED:1. Reimbursement for reasonable accommodations and meals when your delay requires anunplanned overnight stay.YOU ARE NOT COVERED unless you fulfill the following conditions:1. The delay must be twelve (12) hours or more and certified due to the following reasons:a. Delay of common carrier (which is certified by the common carrier); orb. A traffic accident while enroute to the point of departure from an airport outside of yourhome country (substantiated by a police report); orc. Organized labor strike, or you being hijacked or quarantined; ord. Stolen passports or travel documents (substantiated by a police report).YOU ARE NOT COVERED IF:1. Expenses arise directly or indirectly from anything in the General Exclusions.Common Carrier means an airplane, bus, train or watercraft operating for commercial purposes andcarrying fare-paying passengers on regularly scheduled and published routes.


Thank you for contacting Insubuy for your insurance needs. In order to better assist you we would need to know the name of the plan you are wanting to purchase. Please call our office at  +1 (866) 467-8289 or you may also email for further assistance.

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