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Question:

Hello. I am an European resident and I booked a trip to Sri Lanka and I want an insurance which includes:- trip cancelation regarding COVID: in case my residence country or the destination country applies rules/restrictions that will not allow me to travel;- medical insurance in general, but also including injuries/sickness caused by covid and while playing sports such as surf or yoga, for example. Is the patriot international a good option? Thank you

Answer:

Thank you for contacting Insubuy for your insurance needs. Unfortunately, there would not be a plan available that would allow for cancellation due to COVID-19 restrictions from your home country or the destination country. This is something you would want to work out directly with who you are booking your airfare and lodging with. However, we do have medical plan available that can include the medical coverage for COVID-19 in case it were to be contracted in the body after the effective date. You may view them in the COVID-19 Travel Medical Insurance section of our website. With regard to sports, it would be recommended to look over the Diplomat International plan as it would have an optional Athletic Sports and Hazardous Activity Rider. Please read over the certificate wording of the policy to be certain it will allow for the coverage you are wanting. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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