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Travel Medical Insurance

Question:

Which is the best travel medical insurance for a US citizen (77 years )with a pre existing condition visisting family in Canada for 6 months

Answer:

The plans we offer will cover someone anywhere outside of their home country.  At 77 years old the highest policy maximum available would be

$100,000 of coverage.  The plans cover for new illnesses and new injuries that occur or manifest after the effective date.  They do not cover 

for things that are preventative, routine, or pre-existing with the exception of acute onset benefits.

/visitor-insurance-acute-onset-of-pre-existing-conditions/


We would recommend this plan: /atlas-international-insurance/

However, this plan does have physical presence restrictions, meaning that if someone is physically located in Canada, Australia, New York, Maryland, or Washington at the time of purchase, this plan would not be available.  As long as the plan is purchased before travel to Canada or before arrival, and you are not in one of the 3 listed restricted states when purchasing, this plan does provide acute onset benefits for people 79 or younger.

Please let us know if you have any additional questions.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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You are not eligible to enroll in Medicare for the first 5 years.

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You could lose your non-refundable trip costs if you had to cancel your trip.

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The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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Most schools require international students to purchase health insurance.

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