The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
Is renewal automatic? Hi, My parents are visiting US from March to Jun about 4 months, father is 71 yr and mother is 57yrs and need up to $100,000 coverage. Can I buy insurance with automatic renewal up to months on monthly basis. The reason I am asking as I don't have to pay lump sum amount of @1000USD at once in the starting of insurance coverage. Please let me know.
Thank you for the inquiry. You can pay on monthly basis. But the renewal is not automatic. You have to do it manually. However, it is very easy process, takes about 2-3 minutes and you can either do it online or over the phone. If you have any other questions, please let me know
Hi, one more question regarding policy cancellation. Lets say If I buy the policy for 4 months at once from March June and if my parents did visit US at all then Can I get the full refund or what is the company policy. If they visited but did not stay here for 4 months stayed only 2 months then will I get refund for balance. Thanx and Regards
If you are cancelling before the effective date of the insurance, you will get full refund. If you are cancelling after the effective date, refund policy differs depending upon which plan you are purchasing. e.g. Visitors Care: Fully unused months minus $25 cancellation fee. Protection America: Fully unused months minus $25 cancellation fee. If you have claims, it may be difficult to get a refund. If you are planning to buy any other insurance policy, please let me know so that I can tell you accurate renewal and refund policy.
Could you please give me rate quote for my paretnts who are visiting USA from Oct 20th to Feb 14th. Male - DOB 11/24/1933 Female - DOB- 02/18/1947 I would like to have monthly payment plan.
For $50,000 coverage and $75 deductible, Visitors Care would cost $91/month for your father and $63/month for your mother. Details at /visitors-care-insurance/ For $50,000 coverage and $250 deductible, Protection America would cost $249/month for your father and $135/month for your mother. Details at /patriot-america-lite-insurance/ You can purchase either of the plans online right there. If you have any questions, please feel free to contact us at any time.
Thanx for your prompt reply. What is the major differece between Visitor Care and Protection America plans as there is lot price diff. Could you please suggest which is better plan? Is there any distinct disadvantage for going per month renewal v/s full purchase.
Visitors Care is a fixed coverage plan. Read /visitors-insurance-fixed-coverage-plans/ Protection America is a comprehensive coverage plan. Read /visitors-insurance-comprehensive-coverage-plans/ Protection America is better. Total premium remains same whether you do monthly renewal vs. full purchase. However, Protection America: Whenever you renew the insurance, there is $5 renewal fee. Deductible is annual. Visitors Care: Whenever you renew the insurance, there is $5 renewal fee. Additionally, your deductible starts over again. Deductible is per period of coverage. And period of coverage is however long you pay for insurance at one time. It may be much faster if you can just call us at 1-866-INSU-BUY. We are available from 9 AM till 10 pm, Monday to Saturday.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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