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Ask Our Specialists
daughter needs insurance on J1 or one year My daughter will participate in student exchange program in USA and she needs for a J1 visa appropriate health and accident insurance. She is 18 years old and will stay in USA about 1 year. Minimum coverage: Medical expenses due to accident or illness: USD 50,000 Medical evacuation to home country USD 10,000 Repatriation of remains USD 7,500 Deductible not to exceed USD 500 per accident or illness. Insurance corporation has to have AM Best A or above, ISI A or above, Standard&Poors Claims paying Ability A or above, Weiss Resarch Inc, B or above. Please, let me know, what you could offer me and is it possible to make this policy from my country (Croatia). Thank you in advance
Thank you for your interest in purchasing J1 visa medical insurance. Please find Visit USA-HealthCare at /j1-visa-health-insurance/ It meets all the requirements of J1 visa. You can make instant purchase online. If you have any other questions, please let me know.
Thank you for your reply. I'm not a specialist in the insurance so please help me to understand. What does "deductible" mean? If it is amount which you have to pay any time when you go to a doctor, please let me know if there is any health insurance policy without deductible or with lower deductible. Is it possible to buy and pay this insurance policy from Croatia? I would like to pay whole amount at once.
No problem. That is why we are here to help you. Deductible is the amount that you have to pay once a year first before insurance company starts paying anything. That means, deductible is just once, not every time you go to the doctor. $250 is the lowest deductible in this policy and this is the only policy that meets the requirements of J1 visa. Yes, you can buy and pay this insurance policy from Croatia. It's fastest if you can apply on the website using credit card. If you don't have credit card, you can also make the cashiers check, demand draft or money order in US dollars, make it payable to 'Travel Insurance Services' and send to InsuBuy, LLC 4700 Dexter Dr Suite 100 Plano, TX 75093 USA Please let me know if you have any other questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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