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questions about patriot plan and protection america plan Hello I am a 25 y.o lebanese going to do a 1 year reserach training in boston. I am interested in buying an insurance plan for my stay. I have some questions about patriot plan and protection america: 1. is the policy maximum in these plan per illness/incident or per period of coverage? 2. is the deductible per illness/ incident or per period of coverage? Please reply as soon as possible to be able to buy a plan before my trip to the usa next week. Thank you
Are you coming to USA on J1 Visa? Protection America and Patriot America plan does not meet J1 visa requirements. Here is the link for J1 visa plan that meets the requirements, /j1-visa-health-insurance/ If you have any questions, please let me know.
yes I am coming on a J1 research scholar visa. I have some questions about visit usa-healthcare: 1-Does this plan cover me when I am outside US for vacation or business, including in my home country Lebanon? will it be the same coverage? 2-Is the benefit period of 26 weeks valid even if, during this period, I have an incidental trip outside US including my home country? 3-Does it cover professional ground or air ambulance service to nearest hospital for emergemcy hospitalisation or emergencymedical care? 4-Does it cover artificial limb or prosthetic appliances or medical equipment for therapeutic use? Please answer me as soon as possible to be able to buy my insurance before my trip to the usa in two days. Thank you again
1. No, just in US. 2. Coverage only in US. 3. Yes. 4. Yes. You can buy it online at /j1-visa-health-insurance/
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Healthcare costs are very high in the U.S.
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Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
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