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Question:

Patriot America vs Protection America Please Can you send e mail & let me know the difference between Patriot America & protection America. Are they not by same company. If so Why premium is higher for protection america for 70 years age .apreciate yr prompt reply as i intend finalise in one or two days . I am arriving in US on 15 th DEC. Apreciate yr prompt reply. I am staying in GULF Thayt is why i filled up only e mail Id so that you can reply

Answer:

Main difference: Patriot America must be purchased for minimum 3 months initially (3 months upfront payment) in order to be renewed in future. Protection America can be purchased for any duration and still be renewed. You can buy either of them online at / Please feel free to contact us at any time if you have any other questions.


I need for 25 days only is patriot america posible then .I have given details & quote came for nboth that is why i asked the question please clarify I need it from 14 th Dec to 7 th JAN Date of Birth of mine is 9th March 38 & my wife is 59 as per yr site i have to take it seperately since i am above 65 .Thanks for yr prompt reply .clarify above also as quote came to me with above details of mine on yr site.


If you want it only for 25 days, you could buy either one of them. However, it is recommended that you buy Protection America, just in case you need to extend it unexpectedly. You can either buy it together or separately. However, we recommend that you buy separately for more flexibility. Any way, the price is per person, deductible is per person, policy maxmium is person and there is no advantage in putting two persons together. You can buy either of them online at / Please feel free to contact us at any time if you have any other questions.


While aplying in your form I had following Doubts. 1. I am staying in UAE whether i can Apply for Protection America insurance using my credit card ( Master) Issued by BANK based in UAE. OR It should be aplied by my son whom we are visiting. 2. I have given his addres in Sunnyvale CA for despatch of documents of policy etc. During travel for me to carry a print out of CARD Is it posible to send that by e mail Or what do you want me to do. The flight is Dubai - Washington D.C - Sanfransisco . Flight leaves at 00.30 on 15 thDEC in Dubai which is actually 14 th in USA Eastern time. WHEN I ENTERED Dep DATE AS 15 TH DEC & EFFECTIVEDATE AS 14 th FOR POLICY SYSTEM DID NOT ACCEPT SAYING EFFECTIVE DATE CANOT BE EARLIER THAN Dep DATE. SHOULD I SAY 14 TH AS DEP DATE AS MY PAS PORT WILL BEAR 14 TH DATE AS IMMIGRATION WILL BE DONE 3 HRS BEFORE FLIGHT. 3. bENEFECIARY DETAILS IS A MUST SYSTEM SAID.IN RED LETTERS. iF I AM TAKING THE POLICY mY WIFE WHO IS TRAVELLING WITH ME should be written as beneficiary or you should write someone who is not travelling with me. The wording in the form is not clear it says when you dont fill up the column Benefeciary will be his/her spouse and children . Please Kindly reply Imediately. Sorry For writing in so much detail.


1. It can be either one. If it does not work, your bank is denying the charge and not us. In that case, use another card or call your bank to manually authorized it. 2. Put all both effective date and departue date as Dec 14. It will work. 3. Put your son's name. You can apply online at htp://www.insubuy.com Please feel free to contact us at any time if you have any other questions.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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