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General Insurance questions and Auto-renew My mother in law is travelling in a week. She is 64 years old. She plans to stay anywhere between 3 to 6 months. I plan to buy Patriot / Atlas or Liaison in the comprehensive section. My Questions are: 1. I plan to buy month to month. Can I have it auto-renew till I cancel it? 2. Can I purchase $50000 worth comprehensive and increase coverage to 100000$? Can I do it vice-versa? 3. Does buying month to month entail risks in terms of coverage? 4. Patriot, Atlas or Liaison-A. Which one to buy? Could someone tell me what is different? Parsing the legalese and differences is proving to be painful. Do you have a comparison table? 5. I hope to never use this insurance(As everyone does). My only requirement is if I ever need to use it, I should have least amount of hassle and paperwork. On a side note, your email contact on the site is broken (ShareThis does not seem to integrate well with Gmail. The recipient list comes up empty. I am using Google Chrome Version 33.0.1750.154 which is the latest and the greatest as of today).
Thank you for your interest in purchasing visitors insurance for your mother-in-law. 1. You can pay month to month. In that case, you would buy for a month and you can extend it online at /myaccount/ There is no auto-renew as the visitor is not going to stay here forever. 2. No. 3. A. You must extend it before it expires, according to the US Eastern Time. If you forget to extend or if you decide to wait till the last second, it will expire and you will have to repurchase. B. Most plans charge $5 extension fee. 4. You can compare them side by side online at https://www.insubuy.com Just enter the basic information and click 'Search & Compare'. You will see check boxes next to each plan and the orange color 'Compare' button. 5. Please read /international-travel-medical-insurance/ Technical matter: Thank you for reporting. I will forward it to our IT department to look at it immediately. If you have any other questions, please feel free to post them here or contact us at any time.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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