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Question:

Need advice for insurance for parents visiting U.S. I plan to invite my parents visiting USA in summer. They are both over 70. I'm thinking of buying separate policy for them. My mother is in good healthy conditions. My father has been in the treatment of cancer for more than one year. He's recovering from a latest surgery that removed one tumor. Doctors suggested no need for further chemo. If he's strong enough to come to the U.S. for 2 months' break, I would like to have an insurance to cover necessary medical checks (not treatments, just check to monitor the condition), and also coverage in case of emergency. Would you be able to suggest what the most appropriate policy is, and what the budget I should prepare?

Answer:

Thank you for your interest in purchasing insurance through us. We have many plans for visitors to the US that will cover any new illness or injury that occurs after the effective date of the policy. Unfortunately, there is no plan on the market that will cover his follow-ups for a pre-existing condition. There are no plans available to visitors over 70 for pre-existing conditions, preventative care or routine maintenance. If you would like a quote you can enter their information in our website www.insubuy.com and view all the available plans or we can email a quote to you. To generate the quote we would need their exact ages, the dates you will want coverage, as well as the state they will be visiting. You can also call our office to speak with one of our licensed insurance agents.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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