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Question:

My name is Saba, I am an American citizen left the US since Oct.,6th, 2016. I have a medical condition that I have to do polypectomy and colonoscopy each year and if I did not do it, it's going to be very dangerous for my health and can develops into cancer. Please, I'm seeking for help and I need answers to my following questions: - Do you help providing travel health insurance even for just a limited time? - What plans do you have for lower cost? - Is there any restrictions regarding my eligibility to have a medical insurance just because I'm overseas? - Do you provide any assistance other than health insurance?

Answer:

We do offer insurance for the US Citizens who live abroad and come to the US for a short period of time. 

However, there is no short term plan for the US Citizen whose home country is  outside the US and visiting the US for a short time, that will provide coverage for any pre-existing condition or preventative care. Insurance will pay for new injuries, new sickness after the effective date of the policy. 

Please see the link below for further clarification for eligibility of the insurance.

Travel Insurance for US citizens visiting USA

Please let us know if you have any further questions. 


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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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