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Ask Our Specialists
My question is related to Acute onset of Pre-existing condition. My dad (57 yrs) has a heart disease history and he takes the medicines regularly. He does not have any issues currently nor hospitalized in the last 3 years. Does Atlas America plan would cover his problems if in case of any issues during his visit to USA this year end.
Thank you for contacting Insubuy.
We do not have a plan that will cover pre-existing conditions or any maintenance visits. Plans are designed to cover the new accidents and new illnesses that happen after the effective date of the policy.
Some plans will cover what is called and Acute Onset of a pre-existing condition which is a sudden and unexpected out break or reoccurrence of a pre-existing condition that occurs spontaneously without any advance warning. It is something that is rapidly progressive and requires treatment within 24 hours of the onset symptoms.
This is the only instance that could potentially be covered as it relates to the pre-existing conditions. In order to better understand this coverage please review the FAQ link listed below for better understanding .
Acute Onset FAQThe Atlas America plan will cover for an acute onset of a pre-existing condition. Please use the following link to review the Atlas America plan among other available.
Visitor to the USA: /visitors-insurance/;
If you can provide his country of citizenship, dates of coverage and the state that you will need coverage in we will be happy to assist you.
If you need any additional clarification please contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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