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Ask Our Specialists
I am 74 years and my wife 73 years old,have come to USA on green card in Dec 2018. We plan to stay here for 6 months.We need short term health insurance plan,which should cover our pre existing conditions. Please suggest us plans suitable for us
Short term plans are NOT meant to cover pre-existing conditions. They would cover any new medical conditions, injuries or accidents that occur after the effective date of the policy.
We have 2 sections that provide coverage to green card holders.
The one provided below, The New Immigrant plans link, is for green card holders who will be staying in the U.S. for more than 6 months, residing here permanently . They are only available If the green card holder is not eligible for Medicare, or any domestic insurance plan offered in the state in which they will be residing. If they are eligible for either of those insurances, they would have to enroll into them, and they would not be eligible for any of these plans. You would have to run these quotes yourself, as they will have you choose different options including deductible to determine cost.
If a green card holder is coming to stay in the U.S., but for 6 months or less, we have plans for Visiting with green card, and have listed that link below. There is one plan under this section that does have acute onset benefits, but it is a benefit only offered to people 69 years of age or younger.
Therefore, there are no plans available to you, that will cover pre-existing conditions, or the acute onset of pre-existing conditions.
/green-card-holders-visiting-usa-insurance/
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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