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I would like a quote please for dates between may 30th 2019 - June 28th 2019. In California Usa. The insurance coverage need to follows the amounts ; (U.S. Department of State Regulations - Insurance The U.S. Department of State regulations require the following minimum coverage for program participation: Medical expenses due to accident or illness: USD 100,000 per accident/illness Medical evacuation to home country: USD 50,000 Repatriation of remains: USD 25,000 Deductible not to exceed: USD 500 per accident/illness The insurance policy may require a waiting period for pre-existing conditions which is reasonable as determined by current industry standards, but shall not unreasonably exclude coverage for perils inherent to the activities of the exchange program in which the exchange visitor participates. The policy may include the provision for co-insurance (a percentage of the cost of medical care which the patient is responsible for) under the terms of which the exchange visitor may be required to pay up to 25% of the covered benefits per accident or illness. Additional Cultural Care Au Pair Requirements To protect host families, the host community and the au pair, Cultural Care Au Pair requires that any insurance policy must include Third Party Liability for coverage of personal and property damages caused by the au pair in the minimum amount of USD 500,000 per incident).
All of the plans in the J1/J2 section of our website will meet the standard requirements. None of the plans include $500,000 for personal liability so I'm not sure if your sponsor offers a plan that includes that benefit.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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