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International Student Insurance

Question:

I am looking to buy OPT insurance for StudentSecureBudget or StudentSecureElite. There are two types of deductibles, with network and without network in deductibles, so does the within network includes all doctors within network or all health clinics. Are the medicines covered in that per incident? Also, does the student health center charges of $35 per incident include doctor visit and medicines? I am going to purchase the insurance from 1st August, but will arrive in the USA on 31st July, so if I purchase online today when will my letters and insurance cards arrive?

Answer:

 That's correct. StduentSecure Elite plan has different benefits for medicine than StduentSecure Budget plan. 

Please look at the side by side benefits.

As soon as you purchase insurance will receive confirmation by e-mail. Which will have a link to print id card. If you select plastic card in the fulfillment will be mailed to you next business days by regular mail.


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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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