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Ask Our Specialists
I am looking to buy health insurance policy for my parents. What is the difference between Atlas America and Atlas premium america. My mom is 75 yrs. old and my dad is 83 yrs. old. What would be a good comprehensive policy with coverage for pre existing conditions. My dad is 83 but is very healthy and has no medical issues. I need around $100,000 from January 10th to April 12th. 2020. Deductible can be $2500.
Please view the comparison for Atlas America and Atlas Premium America here.
Please understand that all the plans on the market are meant to cover new injuries and new illnesses that manifest after the effective date and will not cover any type of pre-existing condition, preventative care or routine maintenance. With that being said, some plans have the Acute Onset benefit within the plan and that might serve as beneficial to you. You can see more information regarding that here.
Since your parents are in separate age groups, you would need to do separate applications for them. You may view plans and get quotes for them here.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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