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Question:

Assuming I start my travel from Singapore to Thailand starts 1st Oct (Fri) and return on 10th Oct (Sun).Q1 - When does my coverage starts? Eg. the time I am supposed to board the flight or something else?Q2 - When I return on 10th Sun and tested positive at the airport and need quarantine, is this covered? Departure from Thailand will have to be negative else I will not be able to board the return flight home.Q3 - What about the cost of hotel, tour and airport transfer etc due to Covid-19 quarantine either prior to departure from Singapore on 1st Oct or upon arrival to Thailand or anytime during the period there.Q4 - Do I have to pay first and claim later? This may be an issue if hospitalization cost is involved as the amount may be above any ordinary traveller.Q5 - Any other information deemed relevant directly or indirectly not raised above.Your response is greatly appreciated.Best regards

Answer:

The questions you are asking would be plan specific.  We would need to know which plan you are interested in to be able to advise.

We can advise that the plans can cover someone anywhere outside of their home country.  Therefore, you would not have coverage in Singapore if that is your residence country.


If you have additional questions, please let us know.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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