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Question:

Does a TRAVEL LX policy (or any other Travel policies) expressly cover cancellation of a trip to Italy because I contract COVID within 72 hours of departure and am not allowed on a plane to Italy? If yes, please also cite wording in policy contract.Similarly, if I contract COVID while traveling, and cannot board a plane back to U.S., does the TRAVEL LX travel policy (or any other Travel policies) expressly cover accommodation and subsistence costs while awaiting Recovery prior to return to U.S.? If yes, please also cite wording in policy contract.Thank you,

Answer:

Thank you for contacting Insubuy. for the cancelation for reason of contracting Covid would fall under the Cancel for medical reason benefit on page 4 of the certificate wording. you will also find the quarantine otherwise known as trip delay on page 11. Not every plan covers both covid cancelation and trip delay which is why we can recommend the Travel X plan. If you have any questions or need further assistance feel free to contact us.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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