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Ask Our Specialists
Visitor's Insurance question My mother has the Visitor's Insurance by IMG. She fell down from the stairs and there's a claim of about 155$ from the hospital office. The IMG has sent a General Accident questionnaire form to be filled in which it is asking for property insurance company name and policy information. My question is if I fill up this form, would IMG send this claim to the property insurance company or would they pay this based on this form? Can you please advise. Thank you.
In general, all visitors insurance plans are considered secondary. Therefore, if any other company is liable for the expeneses, the claim must be filed there first and later with visitors insurance. Without knowing all the details of the circumstances, it is difficult for me to comment exactly. I suggest you contact the IMG claims department (phone number given on the insurance card) and ask this question.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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