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Ask Our Specialists
which international student insurance plan should I buy I am an international graduate student (F1 visa) at UCR (UC Riverside). I am not sure which plan on your website can satisfy our university's requirements. I copied the standards below. Could you please recomment me a proper plan after you read it. Thank you. STANDARDS FOR COMPARABLE COVERAGE For the purpose of exemption from UCR's mandatory Undergraduate or Graduate Student Health Insurance Plan, comparable coverage will be defined as follows. Must include outpatient benefits Deductible and coinsurance/co-payment maximum is no more than $3,000 for combined deductible and co-payment/co-insurance maximum for in-network, non-capped benefits. Maximum lifetime benefit must be at least $100,000; (Graduate Students; benefit must be $250,000) Waiting period for covering pre-existing conditions must be no more than two years, if pre-existing conditions are not currently covered; The insurance company must have a claims processing office located in the United States;
Student Secure (MNU) or Global Student (HTH) will meet the requirements. Look at /international-student-medical-insurance/ to get the quotes, get all details, compare them side by side and make an instant purchase online.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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