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Expatriate Health Insurance

Question:

Enquiry for Global Medical Insurance - IMG Hi, I am looking for health insurance for myself and my wife. I am 30 years old and my wife is 27 residing in USA. We are Indian citizens. We need insurance till 2011. I was going through your website and I had some questions regarding the Silver - worldwide option of your policies. Some of the questions i have are as follows: 1. Are we eligible for this insurance? 2. Is this dependent on states in the US? I mean, if we move from one state to the other, can we still hold the insurance? What are the chances that we find a doctor and hospital close to the place where we live? 3.From the online quote, we figured out that with a quarterly payment of $462, the annual deductable is $500. What does this mean? If I make this quarterly payments, the maximum deductable for any service is $500? 4. If we plan to have a baby, will the baby be covered? What about the maternity expenses? will it be paid by you? 5. Do we have to pay any copays for visiting the doctors/hospitals or drugs? It will be great if someone can help me with answers to these questions.

Answer:

Thank you for your interest in purchasing Global Medical Insurance Silver plan, available at /global-medical-insurance/ Please call us at (866) INSU-BUY so that we can go over all your questions and help you select the most suitable plan for you.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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You are not eligible to enroll in Medicare for the first 5 years.

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You could lose your non-refundable trip costs if you had to cancel your trip.

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The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

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You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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Most schools require international students to purchase health insurance.

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