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Question:

how much coverage to buy Hello! My In-laws (Ages 72 and 65) are visiting from India for 6 months (Aug 08- Jan 09). They are in good health with no preexisting conditions. How much Coverage (25K, 50K etc) is reasonable.

Answer:

25k is too little. You need to buy at least 50k, and preferably 100k. Whether they are healthy or not, have pre-existing conditions or not, it does not matter. Because insurance only pays for any new medical conditions occuring after the effective date of the insurance. And the probability of some getting into new medical conditions is the same for everyone at a given age.


Thanks for the prompt respone. Additionally - which Insurance company/plan would you recommend.


How much policy maximum would you like to consider? Also, there are two types of insurance plans: fixed, comprehensive. /visitors-insurance/ Would you like to consider fixed or comprehensive?

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