- Share
- Search
Site Search
- Contact
Contact Us
Speak to a licensed and experienced insurance agent in the United States.
- Office Hours:US Central Time
- {{allSevenDays}}
- Mon-Fri
- Current Time:
- Call Us:
Toll-Free: +1 (866) INSUBUYToll-Free: +1 (866) 467-8289- Local: +1 (972) 985-4400
- WhatsApp: +1 (972) 795-1123
- Chat With Us:
For faster service, you can easily extend or submit requests for cancellations or corrections using MyAccount.
Language日本語한국어عربيةItalianoРусский
Ask Our Specialists
Question about travel insurance from India to the US Hello My in laws will be visiting the US from India (6/17-8/4). We purchased travel insurance from you when they visited two years ago and we were pleased with the buying process and the information you provided. I would appreciate your advice for this trip: Here is their information: Father in law: 77 yrs. old (it appears that only World Med is available for him) Mother in law: 69 yrs. old (she will turn 70 yrs. old after she returns to India) Coverage: Comprehensive, $1,000 deductible and $100,000 max for each policy States they are likely to visit: MD, DC, VA, TX, NY, NJ, PA, NC We are looking for an insurance provider that has a wide network in the areas the in laws will be visiting, pays claims promptly and with minimum of hassle, and is reasonable in price. The quotes for my mother in law have a wide range, from $284 for Patriot to $513 for Visit USA. Last time we got Protection America. I saw in your newsletter that Atlas offers limited coverage from pre existing conditions and it appears for only about $40 more than regular Atlas. That feature would be of interest to us. Thank you for your help.
Thank you for your interest in purchasing health insurance for your parents. I am glad that you had a positive experience last time. 1. Based on the information, you provided below, I would recommend WorldMed for your father and Protection America for your mother. /patriot-america-lite-insurance/ /worldmed-insurance/ In your case, I would not recommend Visit USA (not renewable) or Patriot America (renewable only if purchased minimum 3 months initially). This is quite important just in case you need to renew it expetedly or unexpectedly. 2. Pre-existing conditions coverage in Atlas America: Brochure says>>> Acute Onset of a Pre-Existing Condition: If you are under age 70, you are covered for an Acute Onset of a Pre-existing Condition. Coverage is available up to $15,000 Maximum for Eligible Medical Expenses and up to $25,000 for Emergency Medical Evacuation. An Acute Onset of a Pre-existing Condition is a sudden and unexpected outbreak or recurrence of a Pre-existing Condition which occurs spontaneously and without advance warning either in the form of Physician recommendations or symptoms. Treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence.
Can't find answers to your questions?
Ask our specialists - Licensed and experienced insurance professionals in the U.S.
DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Search Questions and Get Answers
Type your question or hashtag below or Ask a Question
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More