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Insurance for summer course I will tavel to the US to attend a summer course (as a student) at the Marine Biology Laboratory (MBL; Woods Hole). My trip will be from 2 May 2009 to 14 June 2009 (6 weeks) and I will be J-1 exchange visitor. I will need medical insurance and evacuation/repatriation insurance as follows: Medical benefits of at least $50,000 per accident or illness with the following provisions: o Co-payment not greater than 25 percent o Waiting period for pre-existing conditions that is reasonable by the current industry standards o Deductible not greater than $500 per accident or illness o Coverage for activities inherent to the exchange program • Expenses associated with medical evacuation in amount of $10,000 • Repatriation of remains benefits in the amount of $7,500 • Policies must be underwritten by a company rated no less than A- by Best or ISI, or AA by S&P, or B+ by Weiss, or must be backed by the full faith and credit of the government of the exchange visitor. Could you advise me on this? Thank you very much in advance.
You can look at the plans listed at /j1-visa-health-insurance/ All of them meet the standard J-1 visas requirements. Please note that one of your requirements says >>> Waiting period for pre-existing conditions that is reasonable by the current industry standards Pre-existing conditions are not covered by any of the J-1 visa plans.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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