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Ask Our Specialists
Best plan for 70 year old mom traveling USA from India I am bringing my recently widowed 70 year old mother to stay with me in Charlotte, NC for at least 6 months and maybe even a year. What is the best plan for her especially if she needs some coverage for any acute onset of pre existing conditions that might occur during her stay? Thank you so much for your help.
Thank you for your interest in purchasing insurance through us. Before we suggest any plan would like to know whether she is coming to USA on visitor visa or immigrant visa, are you planning to file her green card? Once we get response from you will suggest insurance plan accordingly. Acute onset of pre-existing conditions are available up to age 69yrs. Practically for age 70 and above you purchase insurance only for new sickness, injuries or accident. However, some plan has coverage for sudden and unexpected recurrence of pre-ex conditions max. $2500. More information on sudden and unexpected recurrence of pre-ex at, /sudden-and-unexpected-recurrence-of-pre-existing-conditions/ Please visit our website if she is coming here on visitor visa, www.insubuy.com New immigrant visa insurance at, /new-immigrant-insurance/ Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.
My mom is coming on a visitor visa but we are going to file for green card as soon as we can.
Thank you for your quick reply. In that case I would suggest to purchase Patriot Platinum for $100k or patriot America or go travel plan for her. This plan is good for visitor as well as new immigrant. When you file her green card she will not be eligible for visitor insurance. Once she get social security number then she may be eligible for long term plan that is PPACA compliant plan. Please find more information at, /new-immigrants-medical-insurance-plans/ /medicare-for-new-immigrants-green-card-holders/ Insurance plans at /new-immigrant-insurance/ Please feel free to contact our office if you have any further questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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