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Ask Our Specialists
My husband is a post-doc in UCLA. I just arrived in U.S for one week, holding J2 visa. I am planning to buy a J2 insurance but the J2 insurance must to meet the following requirement. UCLAs requirements for minimum levels of health insurance coverage are: $100,000 USD per accident & illness in medical coverage Deductible cannot exceed $500 per accident or illness Coinsurance cannot exceed 25% Medical evacuation coverage must be at least $50,000 USD Repatriation coverage must be at least $25,000 USD Pre-existing conditions must be a covered benefit. The waiting period for benefit coverage cannot exceed 12 months. Pre-existing conditions must also have a $100,000 per illness medical coverage. Please note: Policy with coverage for only Acute onset of pre-existing conditions do not meet this requirement. Carrier must be at least A- rated or backed by the full faith and credit of the Exchange Visitors government Can you recommend me any insurance that met this requirements?
Thank you for contacting Insubuy for your insurance needs. The only way for a J2 to meet the requirements listed below is to be on a plan with the J1. Is your husband offered a plan by UCLA? Are you eligible to be added to his plan? You can also contact our office to speak with a licensed insurance agent for assistance.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
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You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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