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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am extending my stay in Costa Rica.What should i do?

Thank you for contacting Insubuy for your insurance needs. Should you have a travel medical plan with us, it may be extendable. Should you wish to find out more information please call our office at +1 (866) 467-8289.

Q:What hospitals take Comprehensive PPO plan in Washington state for US visitors and what hospitals are out of network in Washington state for US visitors?

Thank you for contacting Insubuy for your insurance needs. If you are needing insurance for someone on visitor visa in the state of Washington, you may view and quote plans in the COVID-19 Travel Medical Insurance section of our website. Of the available plans, you may select the one which you find suitable and view its PPO network and search for providers within your area. Keep in mind these plans are designed to cover the new illnesses and injuries that manifest in the body after the effective date. They will exclude the coverage for pre-existing conditions, preventative and routine care. Should anything be currently going on, it would not be covered under the insurance plan. If you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.

Q:hi, my mom is leaving to india from usa, she has covid covered insurance. India requires a negative covid test report on arrival. Is the cost of the test covered?

Thank you for contacting Insubuy for your insurance needs. Although there are plans that have the coverage for COVID-19, no plan will offer the coverage for the testing unless it is deemed medically necessary. COVDI-19 testing for travel purposes, would be excluded under all plans. You will have to pay from your pocket for this expense.


You will need to consult with a tax professional regarding this matter. Insubuy is an insurance broker and does not advise on tax purposes.

Q:Are there any exemptions when filing a 1095 if the tax filer didnot work the entire year(ACA)?

You would need to consult a tax professional regarding this. Should you have questions regarding insurance we would be happy to advise, but we do not advise on taxes.

Q:Does this policy provide 2000 for extended lodging and 50000 for medical for Covid. PS. I have already been vaccinated. Traveling to Costa Rica.

You can purchase Costa Rica Travel Insurance it meets all the mandatory insurance requirements for Costa Rica.

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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