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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Is there covid 19 coverage?

There are numerous plans available that offer COVID-19 coverage and can be quoted here. Please keep in mind the plans are designed to cover the new illnesses and injuries that manifest in the body after the effective date of the policy. They will not cover the pre-existing conditions, preventative or routine care. To read more about plans with COVID-19 coverage you may also look here.

Q:Hi, My cousin came to USA from India on F1 visa for studies and she had OPT till July 2nd and was working with OPT EAD card. Since she is unable to travel to India due to ban of international flights, we want to take an health insurance for 30 to 60 days. Is there any option for that? Please reply asap.

If your cousin is currently on an active F1 visa and was on OPT, so is not enrolled in school presently, she can find plans that can cover her for the 30-60 days here: /opt-medical-insurance/ Please be advised that some plans include Covid-19 benefits and some do not. Under each plan's information it will advise. If you have any additional questions, please let us know.

Q:Hello I am J1 visa holder. Does Atlas Essential America cover all the requirements for J1 if I select $500 deductible and $100,000 maximum? an I buy that as a J1 visa holder

This is correct. As long as you purchase the plan with the $100,000 maximum and the $0 deductible, the Atlas Essential America plan will meet the basic requirements for the J1 visa type. Should you have additional requirements it is recommended to email your complaince form to [email protected] for further assistance. Should you have additional questions please let us know.

Q:Are the Eupopean countries requiring more insurance for a visa due to Covid-19 to enter their countries?

Depending on the country of destination, they could be requiring certain medical coverage. This is something you will have to verify with the consulate. Please let us know if you have additional questions. You may also call our office at (866) 467-8289.

Q:Our insurance expires in 1 week, I want to go back when flights to india start which is unknown right now. In that case can I keep extending my insurance 1 month at a time multiple times (Eg keep extending 1 month every month till I go back to india ? Or Is the extension allowed only once ?

You may extend your plan as many times as you need as long as you maintain the active visa status within the United States. Please let us know if you have additional questions.

Q:I have the insurance already through the Atlas America plan. I'm traveling back to my country to Ukraine. Can I add Schengen coverage and covid coverage?

A plan that will give you coverage within the schengen zone with coverage for COVID-19 will be the Safe Travels International Cost Saver plan. Just like any other visitor plan it will cover the new illnesses and injuries that manifest after the effective date of the policy. It will not cover pre-existing conditions, preventative or routine care. Keep in mind the plans will not cover you within your home country of Ukraine. For more information about the plan you may view here. You may also quote the available plan that offer coverage for COVID-19 here.

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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