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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am 65 years old need an travel as well health Insurance for Canada trvelling from US on 1st October and returning to India on 6th March

You may quote and view our Covid-19 Travel Medical Insurance plans.

Q:I am one of a group of 28 people headed to North Myrtle Beach. The house were renting costs 38000 for the week .How much would cancelation insurance cost in case of circumstances beyond our control. Pandemic Lock Down, severe Weather, beach closings, other natural and unnatural disasters We would want a 100 percent refund.

Are you splitting the cost with the group or purchasing one big policy? If you can enter that information in this link /travel-insurance/ we can quote on our available plans. Most of them give a full refund for any non refundable trip cost although we do recommend you look into the certificate wording of each plan to find out what the valid cancelation reasons are. If you have any questions or need any assistance please contact us and we can quote you on the best plan to suit your requirements.

Q:my mom is coming from other country and will stay in US for 3 months. she is 85 years old. i am wondering what kind of health insurance would you recommend to cover emergency.

We would need a bit more information to find the plan that is most sutable for her. If you can input your info into this link. /visitors-insurance/ we can find the most suitable plan available.

Q:I am a Canadian already living in the US on a visa. Other companies require that travel medical insurance be bought before travel, but I am already here in the US. Can I purchase a travel medical plan from you?

This is dependent on your visa status while within the United States and if you are eligible to purchase domestic coverage. If your primary residence country remain Canada and you are here visiting the United States you may be eligible to purchase the plans in the Visitors to the USA section on our website. There you can view and quote the applicable options. Should you have questions or need further assistance you may also call our office at +1 (866) 467-8289.

Q:I have a client that purchases a travel protection policy for a trip in June of 2022. The tour operator has since changed their rules and is not requiring a vaccine mandate which was not required at time of booking. My client cannot get her vaccine per her doctor and is not taking this trip because of the tour operators change in their policy. She is requesting a refund (or future credit) for her policy and the tour operator is not cooperating. Is this a legitimate request and should the client be able to use this policy for another trip she plans to take? Many tour operators are willing to do this due to the many Covid changes, but this one is not and I do not agree she should just be out what she paid since this is not her choice. Thank you.

This is something you would want to verify directly with them. We would be unable to advise on policies that are not sold through our website. Should you have additional questions you may contact our office at +1 (866) 467-8289.

Q:I am particularly interested in having insurance for quarantine ,if testing positive, leaving for my cruise or returning from my cruise to quarantine for 10 days in a hotel and dining expenses.Also any incurred travel expenses paid for trip interuption or cancellation of covid

You may view the plans in the COVID-19 Quarantine Coverage section of our website. There you will be able to view the applicable plans available. Keep in mind COVID-19 must be contracted after the effective date of the policy in order to be applicable. Read over the certificate wording of the policies and familiarize yourself with their trip delay benefits. Should you have additional questions or need further assistance you may also call our office at +1 (866) 467-8289.

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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