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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My green card is in process and am also waiting for EAD card. What kind of health insurance could I get in this interim period? I am from India and on a B2 visa. I have completed my fingerprinting for the green card. Thank you.

A:
Thank you for contacting Insubuy. If you have applied for the green card, and the application has not been approved, then you may purchase the Safe Travels USA Comprehensive Plan. Once the green card is approved, you may purchase the International Major Medical Insurance Plan. This plan can cover the insured until they are eligible to purchase domestic insurance. Depending on the age of the insured, there may be additional options so please contact our office at +1 (866) INSUBUY 467-8289 and speak with a licensed agent. If you have any additional questions, please let us know.
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Q:I plan to visit California from December 22 till May 23 to visit relatives. I will be coming from India and will travel to California and Tennessee states but predominantly based in California. I am 58 years old with no medical pre-history. I am fully vaccinated against Covid-19 with 2 regular and 1 booster jabs taken.

A:
You can find plans for visitors to the U.S. through this quote link: /visitors-insurance/ Visitor Insurance can provide benefits for any new illness or injury or accident that did not exist prior to the effective date of the policy. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/visitors-health-insurance/visit-california-india-travel-medical-vaccinated-covid19-96983/

Q:We are residents of India and traveling to USA.Can we buy travel insurance policy from you (even though we are not US residents).

A:
We provide coverage for people traveling worldwide for U.S. residents and Non- U.S. residents as well. You can find plans for visitors to the U.S. through this quote link: /visitors-insurance/ If you have any additional questions, please let us know.
{{currentOrigin}}/answers/holiday-insurance/residents-india-traveling-usa-travel-insurance-policy-16378/

Q:i have a client who is in Maryland,US as a student on F1 visa. He needs a coverage, which plans are eligible for this situation?

A:
That would depend on if the F1 visa holders school or university has any requirements their insurance must meet. If they do, those can be emailed to [email protected] for review. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/international-student-health-insurance/maryland-student--f1-visa-coverage-78549/

Q:Due to Emergency Situation, i need to prepone my trip and will be reaching back to India on Aug 19th. Can you please cancel the policy and refund the balance money. I have not made any claim on my account. Name : JANAKIBAI ATLURI --- Birth Date : 06/15/1952--- Member Number : 982407461.

A:
We cannot accept cancellation requests through this application. You would need to submit a request through My Account on the Insubuy website, or send an email to [email protected] If you have any additional questions, please let us know.
{{currentOrigin}}/answers/visitors-health-insurance/emergency-cancel-policy-refund-claim-63586/

Q:I purchased an annual travel insurance policy believing the first one had expired. However when I discovered that the first was still valid I tried to cancel the second one. I have been told that I can only cancel it if I haven't travelled on it. Since this dispute started I have travelled. Since I currently have two travel insurance policies is it ok for me to say that I travelled on my existing travel insurance policy? (and not on the new policy)

A:
We would not be able to answer this question without obtaining additional information. We would need your policy certificate numbers to look at your policies and also confirm with the policy administrator how this type of situation should be handled. If you would like to send your question along with your certificate numbers to [email protected], we would be glad to look into this for you.
{{currentOrigin}}/answers/trip-cancellation-insurance/annual-travel-insurance-policy-expired-cancel-travelled-24491/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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