The vibrant city of Charlotte offers a wide range of venues and activities for tourists, making it a great travel destination. A charming and dynamic city filled with sports, green spaces and history, Charlotte is sure to offer something for everyone.

Discover how to make the most out of your trip to Charlotte in this guide. Also, be sure to obtain coverage with visitors insurance or travel insurance to avoid unplanned expenses from unforeseen illnesses or mishaps.

Visitors Insurance for Travelers in Charlotte - FAQs

You wouldn't fly to a place like Charlotte on a whim, hoping that the hotels wouldn't be full when you got there. If they were, you could find yourself with no place to stay. By that same rationale, you shouldn't go on an international trip just hoping you don't get sick or hurt. It's impossible to predict what might happen, so you need to be covered with visitors insurance.

Why buy visitors insurance before traveling to Charlotte?

Even relatively minor injuries can require a trip to the hospital or an urgent care facility. However, if you were to get treatment without insurance, you could discover that the bill for it would be anything but minor. Healthcare in the US is very expensive, and your domestic health insurance likely won't be sufficient in the USA. An appropriate visitors medical insurance plan can protect your finances in case of illness or injury during your trip to Charlotte, alleviating you from worrying about how to pay for large medical bills all on your own.

What should I look for in my Charlotte visitors insurance?

Depending on what you plan to do during your trip to Charlotte, you need to find a visitors insurance plan to fit your needs. For instance, if a trip to the National Whitewater Center for some whitewater rafting has piqued your interest, be sure to choose a plan that can provide coverage for that activity. You should also research coverage options such as these:

Trip Cancellation Insurance for Travelers in Charlotte - FAQs

Did you know that a lot of your prepaid trip costs may be nonrefundable? These can include things like hotel bookings, airfare, and tickets to attractions. The need to cancel your trip could result in you having no way to get your money back for these expenses. You can avoid this situation by protecting your plans with trip cancellation insurance.

Why should I get trip cancellation insurance for my Charlotte travel?

No matter how thoroughly we plan our trips, sometimes we have no choice but to cancel them. It could be due to travel restrictions, or perhaps an illness, family emergency or severe weather is to blame. Whatever the case, if you have to stay home, you'll want a way to be reimbursed for your prepaid travel expenses. Trip cancellation insurance can offer you a way to receive a full or partial refund for these expenses if your trip has to be canceled for a reason covered by the policy. It's a valuable way to protect your bank account from the uncertainties of international travel.

What should I look for in my Charlotte trip cancellation insurance?

Find a travel insurance plan that suits your requirements. It will likely include trip cancellation coverage, but many other coverage options exist:

There are always risks involved when it comes to international travel. While you can't avoid them, you can control how they can affect your finances with travel insurance.

Charlotte's Most Popular Places for Travel

U.S. National Whitewater Center

Charlotte is home to a world-class rafting facility where even the U.S. Olympic Team trains. For adventurous souls, there are a range of activities to pick from: kayaking, paddle boarding, mountain bikingrock climbing, among others.

Freedom Park

Almost 100 acres in size, Freedom Park is the perfect place to spend an afternoon. The scenic beauty of the spot is quite spectacular. The geese in the central lake are a huge favorite among visitors. Apart from enjoying the scenery, you can also make use of the basketballtennis, and volleyball courts to spend a fun day with family and friends.


The central district in Charlotte is called Uptown, and it is the bustling heart of the city. With many business centers, museums, nightclubs, parks and restaurants located very close to each other, it is always buzzing with activity. Walking through Uptown is a great way to spend the day.

NASCAR Hall of Fame

With souvenirs, racing simulators, and heritage exhibits that capture the history of NASCAR, the Hall of Fame is a tribute to all things stock-car racing. If you are driven by a need for speed, this is a location you must visit in Charlotte.


With 14 roller-coasters, water slides and more, Carowinds is one of the most popular amusement parks in North Carolina. It's a great way to enjoy a day with the kids.

Key Guidelines for Travelers in Charlotte

When to Visit

Charlotte enjoys mild and pleasant weather most of the year. The best time to be in the city is during spring and autumn. Summers can get hot and humid, and even though winters are not very cold, parts of the city can shut down during heavy snows. We recommend you plan your travel to Charlotte between March and May, or October and November.


Public transportation in Charlotte can be somewhat limited, so the best way to get around is by renting a car. The central part of the city is laid out in a grid and is easy to navigate. Taxi and ride-share services are also readily available. Just be sure to have a reliable GPS app to help you find your way.


Though Charlotte is a safe city for visitors, it pays to be cautious. Pickpocketing is possible in tourist areas, so keep your valuables secure. Also, be sure to take your valuables with you when parking your car. Theft of personal items is more likely when they're left in a vehicle.

Before You Travel to Charlotte - Do This

To have a safe and smooth trip to Charlotte, keep the following in mind:

  • Have backup plans in winter. When snowstorms hit, much of the city shuts down, including many attractions. You may want to have alternate plans in case you aren't able to make it to your first choice.
  • Secure your valuables. Never leave them in a parked car, and make digital copies of important documents in case the originals get lost.
  • Protect yourself from the high cost of medical treatment or travel mishaps. Get visitors insurance or travel insurance to avoid unplanned expenses from unforeseen illnesses or mishaps.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More