Located in the Caribbean Sea to the east of Haiti, the Dominican Republic is a sun-washed island that is well known as a tourist's paradise. The island is known not only for lovely beaches, but also swamps and rainforests that offer a bewildering array of flora and fauna.

Before you visit the Dominican Republic, do not forget that you need travel medical insurance or travel insurance. Unfortunate events do occur. Should anything happen, you will want protection in place to prevent it from draining your bank account. Most tourists spend a short time here, no more than a week, but you have to be prepared.

Travel Medical Insurance for Travelers in the Dominican Republic – FAQs

Any vacation could turn into a nerve-wracking situation, and the Dominican Republic is no exception. The country has developed a solid reputation for being clean and tourist-friendly, but has a somewhat high crime rate. In case anything happens, it is best to buy travel medical insurance for your trip to the Dominican Republic.

Do I need travel medical insurance for the Dominican Republic?

Travel medical insurance is not a legal requirement in order to enter the Dominican Republic. But when you consider the risks that you expose yourself to by not having it, travel medical insurance is an obvious necessity.

Why buy travel medical insurance before traveling to the Dominican Republic?

Relaxation, fun in the sun, and adventure all sound like the makings of a great vacation. However, vacations can also include sunstroke, broken bones, stomach issues, and any other number of medical issues.

What if this happens in the Dominican Republic?

Well, you would head to the doctor as normal, only to realize that your domestic insurance isn’t going to be accepted, and you’ll have to pay the entire medical bill yourself. 

Want to avoid being put in this predicament? Buy travel medical insurance. It can provide medical coverage for new illnesses and injuries you suffer abroad.

Trip Cancellation Insurance for Travelers in the Dominican Republic – FAQs

If you suddenly find yourself unable to take your trip to the Dominican Republic, you’ll want to find a way to get the money you’ve already spent on the trip back. In the vast majority of cases, the only option that will allow you to do is trip cancellation insurance.

Why should I get trip cancellation insurance for my Dominican Republic travel?

Most of your prepaid trip expenses like hotels/resorts and airfare are nonrefundable. If you get sick and cannot travel, or a family emergency or other covered calamity forces you to abandon your travel plans, a trip cancellation insurance policy can reimburse for these expenses; provided the cancellation was for a covered reason. 

What can be covered by trip cancellation insurance for the Dominican Republic?

Beyond just trip cancellation coverage, a travel insurance plan for the Dominican Republic can cover instances including:

• Emergency medical treatment
• Trip interruption
• Travel delay
• Loss of baggage
• Add-on coverage that can allow you to cancel for any reason

The Dominican Republic’s Most Popular Places for Travel

One thing you can be sure of – a tourist will never get bored during their stay in the Dominican Republic. There are fantastic beaches at Punta Cana and La Romana. But this island offers much more than the sun and the sea. Head inland, and you will find quite a few gems.

Zona Colonial

This is the old city area in the capital, Santo Domingo. The architecture is Spanish mid-17th century and exceptionally charming. Calle El Conde, or Main Street, has shops selling memorabilia. There are tiny lanes that dart off here and there and lead to museums and churches galore. Of special mention is the Catedral Primada de América, the first cathedral on the western side of Atlantic.

Playa Dorada

Playa Dorada is an enormous beach that is several kilometers in length. Your feet will sink deep into the soft golden sand, and the surrounding mountains will take your breath away. Unlike busy Punta Cana at the Playa Dorada, you can relax in silence and restore yourself.

Kite Beach

Situated at the southern tip of the island at Cabarete, this place is quite unique. It is famous for kite flying. Hundreds of kiteboarders head here to take advantage of the strong winds. For the uninitiated, kiteboarding is an energetic sport that consists of standing atop a surfboard while being pulled by a huge sail or kite. Not only is it exhilarating to participate in, it's also just as fun to observe from a distance.

Key Guidelines for Travelers in the Dominican Republic

Although the Dominican Republic is extremely welcoming to tourists, there are some things to keep in mind before visiting in order to help your trip go as smoothly as possible.

Crime 

The Dominican Republic does suffer from a fairly high crime rate. Pickpocketing and robbery can be common. To best deal with this, leave all unnecessary items safely in your hotel room, and only carry what you need. Keep cash and valuables on your person in a money belt; not in an easily pilfered wallet or purse.

Water Safety

Not every beach or swimming pool in the Dominican Republic will have a lifeguard on duty. Even if there is a lifeguard, they may not have all of the necessary safety equipment. Make sure to keep an eye on young children around any water features, and never enter the water if you are under the influence of alcohol.

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Hazardous Sports

The Dominican Republic is a haven for ATV riding, horseback riding, and watersports like snorkeling and scuba diving. If you choose to take part in any of these activities, make sure the operator is licensed and reputable. Also, check your insurance coverage to be sure that the activity is not excluded. Certain activities may require additional hazardous sports insurance.

Getting Around

For local transit in the Dominican Republic, use tourist taxis. They may be more expensive than local taxis and motorcycle taxis, but the vehicles tend to be safer and more reliable. You can also choose common rideshare apps such as Uber.

Natural Risks

Due to its location, the Dominican Republic can experience tropical storms and hurricanes. When booking and leading up to your trip, be sure to keep an eye on tropical weather forecasts, and ensure that you understand how the insurance you’ve purchased will or will not cover tropical storms and hurricanes.

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Before You Travel to the Dominican Republic – Do This

• Fill out a COVID Traveler’s Health Affidavit prior to departure to the Dominican Republic. It is required of all travelers, and is accessible online.
• Speak to your healthcare provider and confirm that you are up-to-date on all necessary vaccinations.
• Choose to take your trip with maximum peace of mind, and purchase travel medical insurance or travel insurance.

DISCLAIMER: The information within this article is intended as a broad summary of benefits and services and is meant for informational purposes only. The information does not describe all scenarios, coverages or exclusions of any insurance plan. The benefits and services of an insurance plan are subject to change. This is not your policy/certificate of insurance. If there is any discrepancy between the information in this article and the language of your policy/certificate wording, the language of the policy/certificate wording will prevail.