Trinidad and Tobago is one of the wealthiest Caribbean countries due to its large oil refineries and industrial estates. Although Trinidad is pristine in its beauty, these industries tend to put it a notch below Tobago when it comes to travel and allure.

In Trinidad and Tobago, you experience the best of the Caribbean—the palm trees, the white sand, the clear blue sky, and sparkling waters. The exquisite rainforests provide the best hiking experiences. The waterfalls make your heart race. The electric nightlife gives you an adrenaline rush. The twin islands are a thing of beauty.

If you’re visiting Trinidad and Tobago, be sure to buy travel insurance or travel medical insurance to be sure you’re covered in case of an accident or an emergency.

Trinidad and Tobago Travel Medical Insurance for International Travelers – FAQs

We always try to plan our best and prepare for the worst. Yet, certain medical emergencies cannot be foreseen. Trinidad and Tobago is a country with the most beautiful landmarks. But at the same time, there are plenty of risks that can lead to expensive medical care.

Travel medical insurance for Trinidad and Tobago takes away the financial burden of that medical care.

Do I need travel medical insurance for Trinidad and Tobago?

It is not a legal requirement to purchase travel medical insurance for visiting Trinidad and Tobago, but it is the smart thing to do. If you travel without it, you will be completely responsible for all costs related to accidents and medical expenditures.

Why buy travel medical insurance for Trinidad and Tobago?

Purchasing travel medical insurance costs you almost nothing in comparison to the benefits you can derive from it.

Depending on the plan, it can cover medical expenses, medical evacuation, legal liabilities, repatriation, and many unprecedented medical or accident-related expenses. Don’t you want to enjoy your getaway without the stress of a possible financial crisis? Can you afford to pay for medical evacuation out of your pocket?

Trinidad and Tobago Trip Cancellation Insurance for International Travelers – FAQs

Trip cancellation insurance reimburses you for all your non-refundable, trip cancellation or interruption related losses if you have to cancel for a covered reason. Sounds good? It gets better.

If you are faced with unavoidable circumstances like a family member falling ill, unfavorable weather conditions, or a work-related emergency, and you have to cancel your trip, wouldn’t you want the large sums of money you spent on bookings back? Anyone would. Trip cancellation insurance can help you recoup a good portion of (or sometimes all) of your pre-paid, nonrefundable expenses. The policy includes a list of trip cancellation reasons that are eligible for benefits. Be sure to read the fine print of your plan so you know what will and won’t be covered.

Why buy trip cancellation insurance for Trinidad and Tobago?

The transport in Trinidad and Tobago is unreliable. The bookings you may make beforehand may not hold. The weather on islands tends to be erratic, you may have to delay or extend your trip. How would you feel if all this was taken care of with zero expenditure from your pocket?

Within the parameters of the policy, trip cancellation insurance can cover you in case of:

• Loss of baggage
• Delayed or canceled flights
• Canceled hotel bookings
• Trip interruption

Things to Do for Travelers in Trinidad and Tobago

The two beautiful islands are full of liveliness. There’s just so much to do here. Be it partying, becoming one with nature, or participating in the culture, there’s something for everyone.

• Attend the Trinidad Carnival: The Carnival in Trinidad is known as the largest street party on Earth. The Carnival begins just after Christmas and continues until Ash Wednesday. The days and nights are filled with vigorous parties and competitions. There is music, food, drinks, costumes, and no rules! The Carnival is a must for anyone traveling to Trinidad and Tobago around Christmas. Don’t miss out on the endless fun.
• Chill at the Pigeon Point: The Pigeon Point Heritage Park is renowned as Tobago’s most beautiful beach. The sand is powdery, and the water is a beautiful turquoise blue. Gorgeous bars with live music surround the coastline. There are a ton of activities you can take part in: stand-up paddling, waddling, or simply sun-bathing.
• Visit the Argyle Falls in Tobago: The famous Argyle Falls is one of the most visited tourist destinations in the area. The cold water descends from a height of 175 feet and flows down from three different tiers. You have to hike through the forests of Scarborough to reach the falls. Be prepared to be greeted by butterflies and birds in the forests. Your tour guide will educate you about the flora and fauna in the area. The falls gush into three interconnected pools. If you’re lucky, you can catch a rainbow in the sky while you enjoy your swim.
• Tour the Caroni Bird Sanctuary and Wetlands: The Caroni Bird Sanctuary and Wetlands preserve many indigenous wild species. They are home to fish, bats, birds, snakes, and a great variety of curious creatures. You can tour the sanctuary via a boat. This tour will enhance your understanding of Trinidad’s ecosystems. At the Caroni Sanctuary, you will also spot the Islands’ national bird: the Scarlet Ibis.
• Watch the sea turtle hatchlings: Birth is a magnificent process. To be able to watch a life enter this world is a privilege, be it human or turtle. Right? Leatherback sea turtles crawl onto the beaches of Trinidad between May and August to lay their eggs. If you’re traveling during that period, you will get to witness little turtles emerging from the eggs and trying to make their way back into the sea.

Travel Risks for International Travelers in Trinidad and Tobago

Although the islands are colloquially referred to as twins, they are not very much alike. Trinidad is the industrial hub with a bustling nightlife, and Tobago is the tourist paradise with stunning beaches and sunny oceans.

The two are not particularly known for safety and security. It would be wise to learn about the travel risks before you hop on the plane to your destination. The rate of petty crime is very high. Take all the safety precautions you can so that you can truly enjoy your trip.

• Women’s safety: The Islands are not particularly safe for women. There are frequent incidents of rape, sexual assault, cat-calling, etc. Tourists tend to become targets more easily than locals. It is best to be extra careful when going out alone.
• ATM scams: ATM Scams have surfaced in Trinidad and Tobago, where the victim is usually a foreign national. Thieves use X-ray films to create problems when you insert your card in an ATM. When you’re unable to complete your transaction, they pretend to help and obtain your private information. Once you leave, they use the imprints of your card and your details to rob your bank account. It is best to avoid using crowded ATMs.
• Petty crimes: Crimes such as pickpocketing, mugging, armed robbery, and kidnapping occur frequently. When you book your villa or hotel, make sure that a proper burglar security system is in place. Avoid going out alone in the evenings, as that makes you easy prey.
• Unreliable transport: Something to keep in mind when planning your trip is that the transport system in the Islands is chaotic and unreliable. You may lose your booking, you may have to wait for hours, and there is no security against criminals. Never agree if a stranger offers you a ride to your destination. Your safest bet is to rent a car.
• Diseases: Coastline countries share the risk of certain diseases like typhoid, hepatitis A, etc. This can be attributed to contaminated food and water. Yellow fever is fairly common in Trinidad and Tobago and is caused by mosquito bites. Bring mosquito repellant along and get the proper vaccination before you arrive.

Before you travel to Trinidad and Tobago - Do This

Confirm your travel arrangements and check for scams.

Get the proper vaccinations.

Purchase travel insurance as a safety net. Enter some basic personal information, compare a wide variety of plans side by side, and pick the one that best fits the needs of this particular trip.

DISCLAIMER: The information within this article is intended as a broad summary of benefits and services and is meant for informational purposes only. The information does not describe all scenarios, coverages or exclusions of any insurance plan. The benefits and services of an insurance plan are subject to change. This is not your policy/certificate of insurance. If there is any discrepancy between the information in this article and the language of your policy/certificate wording, the language of the policy/certificate wording will prevail.

The insurance plans available on this website are not specifically targeted towards the destination mentioned in this article. They can provide coverage while traveling away from home, according to the terms and conditions and geographic restrictions applicable to the specific plan.