The streets of Hamilton, Bermuda are lined with pastel-colored shops, galleries, and parks. You can visit the Royal Bermuda Yacht Club and take sailing lessons, or just relax in the water. Walk through the moat garden in Fort Hamilton and have a peaceful day amongst the lush, giant plants. 

Have a picnic on a sunny Bermuda day and enjoy the gorgeous view of the Hamilton Harbor. At night, tourists can go out for a good time to pubs, or just enjoy a leisurely stroll along the scenic seafront promenade. The opportunities are truly endless. Hamilton should definitely be on your list of places to visit.

But before you go, take the time to protect your health and finances. Discover all that travel medical insurance or travel insurance can offer you for your Bermuda vacation.

Hamilton Travel Medical Insurance for International Travelers - FAQs

Your domestic medical insurance will not reimburse your medical expenses in Hamilton. Traveling to a new country can make you susceptible to many diseases, like diarrhea and dehydration. The hospital may ask for payment in cash before they treat you, so to ensure that you can secure good medical treatment without money becoming a hindrance, purchase travel medical insurance.

Do I need travel medical insurance for Hamilton? 

If you are traveling to Hamilton or any other part of Bermuda on or after November 14, 2022, travel medical insurance coverage is optional for you, as the mandatory requirement has ended. However, it is still highly recommended.

Why buy travel medical insurance for Hamilton? 

Hospitals in Hamilton will not accept overseas insurance, and they often demand payment before the treatment. Although adequate medical care is available to take care of routine medical complications, it is extremely expensive. Only a few hospitals perform general surgery and have an emergency room and intensive care units. 

Any complex or life-threatening medical issue might require medical evacuation overseas. Medical evacuation is very expensive, and might even cost your entire life savings. Travel medical insurance can cover your medical expenses, and can offer coverage for emergency medical evacuation in accordance with the policy you have purchased. 

Be wise and buy travel medical insurance, so that you don’t risk your life and your savings. 

Hamilton Trip Cancellation Insurance for International Travelers - FAQs

Personal and health emergencies can require you to cancel your trip. Additionally, your travel provider might cancel your tickets due to various reasons. In this scenario, you either have to cancel a part of your trip, or your entire trip. You risk losing a huge chunk of travel expenses, as most travel providers only provide a partial or negligible refund. Trip cancellation insurance hedges your financial risk by reimbursing you for these expenses if the trip must be cancelled for a covered reason. 

Why buy trip cancellation insurance for Hamilton? 

There is a risk of hurricanes in Hamilton. In case a hurricane hits during the time of your trip, you'll have to either partially or completely cancel your travel plans. Your flight can also get delayed, so you’ll have to pay extra for accommodation. You may also miss your flight due to unavoidable circumstances, like illness or death in the family. 

Most of your travel expenses are generally prepaid, and you risk losing this money in any of these situations. Trip cancellation insurance can refund your accommodation and travel expenses, which are generally non-refundable, so long as the plan offers coverage for your particular situation as written in the policy.

What can be covered under trip cancellation insurance for Hamilton? 

• Compensation if you must cancel your trip for a covered reason. 
• Coverage for trip interruptions or trip delays
• Baggage loss/delay coverage
• Emergency medical coverage
• 24/7 assistance

Secure the money you have already spent, and buy travel insurance so that you can enjoy your vacation with peace of mind.

Things to Do for Travelers in Hamilton

Bermuda Underwater Exploration Institute

Dive 12,000 feet below the ocean surface in a virtual submersible called the Nautilus X2. Dedicated to marine research, the facility has a display of 1,200 ocean mollusk shells and represents over 1,000 species. Make sure to also check out the coins, artifacts, and other items retrieved from shipwrecks around Bermuda.

Nightlife

Hamilton offers you DJs, live bands, and festive celebrations. Irrespective of the option you pick, you’re guaranteed to have a fun night out. Visit Astwood Arms where you can enjoy a combination of light jazz and 70s and 80s classic rock music. There are also great mixes of spirits for you to try at the bar. Do not take an electric minicar or a scooter if you have drank alcohol, as it’s considered a serious offense. Instead, take a taxi back home. 

City Hall and Arts Center

Visit this remarkable building which has been modeled on Stockholm's famous City Hall. Up the stairs, you will find the Bermuda National Gallery where the national collections of art are displayed. You can also view and buy artwork like paintings, sculptures, and photographs taken by local artists. The center frequently holds exhibitions. 

La Trattoria

Have Italian food at La Trattoria. The exposed-brick-and-terracotta interior provides a unique ambiance. There is also a special kids' menu and a wine menu. The locals frequent this place, so it’s also a nice opportunity to meet the citizens. Make sure to try the Capri-inspired dishes. 

Queen Elizabeth Park

This beautiful public park was once the property of William Perot, a wealthy merchant. Today its tree-shaded benches, koi pond, and rock gardens attract both tourists and locals. You can enter the park by passing through Bermuda's oldest limestone moon gate located on Queen Street.

Travel Risks for International Travelers in Hamilton

Petty theft

Bermuda is a safe destination; its crime rate is much lower than that of the U.S. Violent crime is rare and doesn't affect tourists. However, tourists are at risk of petty crimes such as pickpocketing and purse-snatching. Avoid wearing expensive jewelry and carrying large amounts of cash.

Swimming

If you go swimming on the beach, beware of the riptides. Strong riptides can cause severe injuries to young children and weak swimmers. Swim only at beaches where a lifeguard is stationed. Be vigilant if you have kids in the water. The Portuguese man o' war is a jellyfish-like animal. You may see one on the sand or floating on top of the water. This jellyfish can be potentially lethal, so keep an eye out.  

Solo travelers

Hamilton is safe for solo travelers. However, some backstreets of Hamilton are known for being dangerous. Look into safe and well-lit neighborhoods for accommodation. 

Driving

Tourists are prohibited from driving or renting cars in Bermuda, but you can rent a scooter to ride around the city. However, scooters are a target for thieves, so be on alert while driving your scooter and avoid carrying bags in the rear basket. 

Before You Travel to Hamilton - Do This

Take our advice for a smoother trip:

• Carry plenty of sunscreen.
• Carry a money belt to secure your cash.
• Buy travel medical insurance or travel insurance.

DISCLAIMER: The information within this article is intended as a broad summary of benefits and services and is meant for informational purposes only. The information does not describe all scenarios, coverages or exclusions of any insurance plan. The benefits and services of an insurance plan are subject to change. This is not your policy/certificate of insurance. If there is any discrepancy between the information in this article and the language of your policy/certificate wording, the language of the policy/certificate wording will prevail.

The insurance plans available on this website are not specifically targeted towards the destination mentioned in this article. They can provide coverage while traveling away from home, according to the terms and conditions and geographic restrictions applicable to the specific plan.