United States Minor Outlying Islands Travel Insurance

The United States Minor Outlying Islands are a group of 11 islands that are territories of the United States. These Pacific and Caribbean islands can be perfect destinations if you are looking for a fun, tropical getaway. You can enjoy a quiet vacation surrounded by sapphire-blue waters under a clear azure sky. Before you start on your magical journey, read this guide to discover the fun activities, travel tips, precautions, and information about visitors insurance or travel insurance you need to know.

United States Minor Outlying Islands Visitors Insurance for International Travelers - FAQs

You may be traveling to the heart of the Pacific or the Caribbean, but remember that you are still on U.S. soil. Medical treatment in the United States is famously expensive. The isolated nature of the islands also means you will have limited access to medical facilities. Emergencies could very well result in pricey medical evacuation. To make sure you can be covered for the high cost of U.S. medical care, buy visitors insurance.

Do I need visitors insurance for the United States Minor Outlying Islands?

It is not legally mandatory to buy visitors insurance before traveling to the United States Minor Outlying Islands. However, visiting without insurance could leave you open to massive medical bills that can impact your finances for years to come. It's best to purchase visitors insurance so you can take advantage of the best medical care available, without worrying so much about the money.

Why buy travel medical insurance for United States Minor Outlying Islands?

  • You may need evacuation to the mainland in case of a medical emergency. This sort of evacuation can easily cost more than $25,000.
  • You may be participating in a lot of adventurous sports. In case of an accident, emergency treatment could be required.
  • You may become sick from unfamiliar food or overexposure. With the lack of medical facilities nearby, treatment will likely be extremely expensive.

Even if you take every precaution, it is impossible to eliminate all risks. Instead, buy visitors insurance so that you can enjoy the trip of a lifetime with less worry about unplanned medical bills.

The United States Minor Outlying Islands Trip Cancellation Insurance for International Travelers - FAQs

A trip to the United States Minor Outlying Islands requires thorough planning, acquiring permissions and booking provisions in advance. To make sure that you do not lose money if you have to cancel your trip, buy trip cancellation insurance.

Why buy trip cancellation insurance for United States Minor Outlying Islands?

Located far out in the ocean, the United States Minor Outlying Islands are prone to extreme weather. Earthquakes, cyclones and tsunamis are all possible. If a natural disaster were to occur before your trip, you may have no choice but to cancel it. However, the flights and reservations you've booked were likely paid for far in advance, and may not be refundable. To avoid being out all the money you've prepaid, be sure to have trip cancellation insurance. It can reimburse you for your prepaid expenses.

What can be covered under trip cancellation insurance for United States Minor Outlying Islands?

When choosing trip cancellation insurance, you'll want to select a plan that provides coverage for any scenario in which you think you would need it. Some of the coverage offered by travel insurance plans can include:

Don't assume all travel insurance plans offer the same coverage. Review the plans available to you carefully. This way you can choose a plan with the coverage options best suited to your trip.

Things to Do for Travelers in United States Minor Outlying Islands

You can enjoy a wealth of fun activities while visiting the United States Minor Outlying Islands. Here are just a few to put on your list to get you started.


The United States Minor Outlying Islands are natural sanctuaries for birds. Take out your binoculars, enjoy a quiet walk, and enjoy watching hundreds of species of birds flying and frolicking around.

Enjoy Nature

The United States Minor Outlying Islands are mostly uninhabited. Therefore, you can enjoy nature in its raw, pristine and majestic state. Explore the islands early in the day. You're bound to discover some unknown nook or cranny that will amaze you with its natural beauty.

Visit the Midway Atoll

Formerly home to a naval station and a pivotal theater during the Second World War, Midway Atoll is the most well-known tourist destination in the islands. The remains of naval barracks can still be seen on the atoll, and it was designated a National Wildlife Refuge in 1988. The lagoon and surrounding waters play host to some 250 species of marine life, including endangered Hawaiian monk seals, spinner dolphins, and nearly 70% of the world's remaining population of Laysan albatross.

Explore the Pacific Remote Islands Marine National Monument

The Pacific Remote Islands Marine National Monument covers a group of remote islands. These islands fall under the territory of the Fish and Wildlife Service of the USA. Visit these islands and spend a day viewing fish, birds, shellfish, marine wildlife, and coral.

Enjoy Snorkeling

The waters surrounding the United States Minor Outlying Islands are home to beautiful coral reefs and marine wildlife. Snorkeling allows you to view them in their natural habitat from up close.

Travel Risks for International Travelers in United States Minor Outlying Islands

Don't forget your medication

The United States Minor Outlying Islands are remote and mostly uninhabited. You will not have access to basic conveniences like pharmacies while visiting. If you need medication daily, be sure to pack enough to cover the entirety of your trip, including any possible travel delays.

Beware of Pests

While exploring the island on foot, wear insect repellent. Ants and ticks can bite exposed skin. Not only can the bites be painful, they can also cause illness.

Protect Yourself from the Sun

You will be spending most of your time outdoors, usually at the beach. Make sure that you wear sunscreen with adequate SPF to protect your skin from harmful rays. If your skin is prone to rashes and burns, consider wearing a wide hat.

Do Not Forget to Hydrate

The weather in the United States Minor Outlying Islands is tropical and hot. Excessive perspiration can lead to dehydration, especially if you aren't used to the climate. To prevent this, drink plenty of fluids and electrolytes.

Before You Travel to United States Minor Outlying Islands - Do This

You are almost ready to pack for your next great adventure. Before you go, consider these final suggestions:

  • Cellphone coverage can be spotty or unavailable in the United States Minor Outlying Islands. Consider carrying a satellite phone to stay connected.
  • Carry plenty of food and water. You will not be able to resupply easily if you run low.
  • Buy visitors insurance or travel insurance with the right coverage for you, and enjoy your trip.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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