If you're looking for an interesting destination in Europe, head to Guernsey Island. This part of the Channel Islands makes for an excellent weekend getaway if you're in the U.K. or Europe.

The name alone – The Bailiwick of Guernsey – leaves no doubt that Guernsey is a British Crown Dependency. Situated near the famed beaches of Normandy in France, Guernsey can be reached with a quick flight from London, Grenoble or Dusseldorf. There are also regular ferries from Portsmouth in England and St. Malo in France.

Before setting off for a getaway in Guernsey, make sure you're prepared with travel medical insurance or travel insurance. Proper travel insurance for Guernsey can help protect your finances in case of an unexpected injury, illness or travel mishap.

Guernsey Travel Medical Insurance for International Travelers – FAQs

A relaxing island getaway may not bring hospital visits to mind, but it's important to be prepared regardless of your destination. Even a lazy day at the beach can turn sour with a sudden injury or illness.

If you require medical treatment while in Guernsey, your domestic health insurance may not provide coverage, leaving you responsible for all the medical bills you may incur. This is why it's a smart move to get travel medical insurance. It can provide coverage for the medical treatment you need outside your home country.

Do I need travel medical insurance for Guernsey?

Travel medical insurance isn't required to visit Guernsey, but it is highly suggested. If you decide to forgo purchasing travel medical insurance, you will be responsible to pay for any medical treatment you receive out-of-pocket. Since illnesses and injuries can occur anywhere without warning, it only makes sense to protect your finances and get covered before you travel.

Why buy travel medical insurance for Guernsey?

The island of Guernsey is well-developed and has quality medical facilities. However, due to its small size, resources can be limited. If a serious medical condition were to befall you, it's likely that medical evacuation to England or France will be required. As you can imagine, the price for such evacuation can be very steep. To avoid being saddled with medical bills that can hamper your finances for years, buy travel medical insurance.

Guernsey Trip Cancellation Insurance for International Travelers – FAQs

Traveling to an island destination can be a bit more involved than other locations. Flights can be more limited, and there may be a sea voyage involved. If rough seas or bad weather were to cancel or delay your travel plans, you could find yourself facing cancellation charges, or even reservations that are nonrefundable. Trip cancellation insurance can be your financial safety net in these situations.

Why buy trip cancellation insurance for Guernsey?

A vacation is an investment, and it's likely an investment you paid for far in advance. To get the best deals on flights and hotels, it only makes sense to book them early. But what would happen if you were to get sick or suffer an unavoidable family emergency? What if a storm or dense fog were to ground your flight?

If you couldn't make your trip, you could be stuck paying significant charges for cancellation. Or, you could be forced to pay for nonrefundable reservations you can't even use. Trip cancellation insurance comes into play by providing you a way to get reimbursed for travel plans that have to be canceled for a covered reason. It can be the difference between a mild inconvenience and a major financial hit.

What can be covered under trip cancellation insurance for Guernsey?

Travel insurance for Guernsey can provide coverage in case of trip cancellation, but your coverage can go beyond that. Your travel insurance benefits may include:

• Coverage for lost luggage or baggage delays
• Trip interruption coverage
• Flight delay coverage
• Flight insurance
• The option to cancel for any reason

The coverage offered by travel insurance can vary by plan. Be sure to read your policy wording to understand all the benefits offered by yours. This way, you'll have a thorough understanding of what is covered and what isn't.

Things to Do for Visitors to Guernsey

Castle Cornet

Located in the capital of St. Peter Port, this 800-year-old castle is situated just south of the harbor. The stone battlements are in excellent condition. It may appear small from the outside, but the interior is formidable.

You need to climb up a few hundred feet to get a view of the sea. There are four museums inside the castle, and several small and intricately maintained gardens. Every day at noon, there is a loud report of cannon fire that reverberates across the island. The Maritime Museum and RAF Museum are worthy of a special mention as well.

Hauteville House

For well over a decade, Hauteville House was home to French writer Victor Hugo. During his exile in 1856, he lived here for 14 years. It is in this house that he wrote several of his most notable novels, including the famous Les Miserables and The Legend of the Ages.

In 1927, his descendants bequeathed the house to the City of Paris. Currently, it is home to the French Consul, but most of the residence and its gardens are open to the public. According to local legend, Hauteville House is considered by some to be haunted.

Guernsey Museum and Art Gallery

This museum located in Candie Gardens was built in 1978. Though modern, Guernsey Museum and Art Gallery isn't unknown, having won the British Museum of the Year award soon after its inception.

Of the many exhibits, the Rona Cole Art Gallery deserves special mention. It hosts 200 exquisite watercolors by Guernsey native and acclaimed artist Peter Le Vasseur. The café here serves delicious refreshments that can be enjoyed while taking in spectacular views of the island.

Fermain Bay

Hidden out of sight, Fermain Bay is a beach meant for those who want to spend a few delightful hours by the sea. The waters are crystal-clear, and the pebbles provide a firm foothold. You can walk here from St. Peter Port by following a rocky cliff path. The beach is tidy and secluded – everything that one wishes for when getting away from it all for a day. If you want to have a delicious meal, drop in at Fermain Beach Café for fresh seafood.

Sausmarez Manor

The Sausmarez family name can be traced back over a thousand years. There were several family homes built on this site between the 12th and 15th centuries. The most recent one is Sausmarez Manor, constructed in 1674 by Sir Edmund Andros. The relics and foundations of the older homes can still be seen. Numerous members of the family have been explorers, and the artifacts they collected from throughout the British Empire can be seen on display.

Travel Risks for International Travelers in Guernsey

Guernsey is a quiet, restful island. However, even the most idyllic locations require you to visit with care. Here are a few things to keep in mind when you visit Guernsey.

• The sun can be surprisingly intense on the island. To avoid sunburn, pack plenty of sunscreen and apply it regularly.
• Most visitors access Guernsey by ferry. Though the seas are generally calm, occasional choppiness can cause issues for those who are prone to seasickness. Make sure to pack appropriate medication if necessary.
• Wind and fog can occasionally cause the airport to close, delaying or cancelling flights. Be prepared for stepping out of the airport with a raincoat or umbrella.

Before You Travel to Guernsey - Do This

Guernsey Island is an excellent destination to recharge the body and mind. But use caution, and keep this advice in mind.

• Maintain your essential travel documents in a folder that is kept secure at all times.
• Allow time in your itinerary for possible travel delays due to fog or rough seas.
• Wear comfortable footwear, as much of your time on the island will likely be spent exploring.
• Buy the right travel medical insurance or travel insurance protect your finances in case of unexpected events.

DISCLAIMER: The information within this article is intended as a broad summary of benefits and services and is meant for informational purposes only. The information does not describe all scenarios, coverages or exclusions of any insurance plan. The benefits and services of an insurance plan are subject to change. This is not your policy/certificate of insurance. If there is any discrepancy between the information in this article and the language of your policy/certificate wording, the language of the policy/certificate wording will prevail.

The insurance plans available on this website are not specifically targeted towards the destination mentioned in this article. They can provide coverage while traveling away from home, according to the terms and conditions and geographic restrictions applicable to the specific plan.