Philadelphia is a vibrant metropolis where you will find brilliant skyscrapers co-existing with brick houses of colonial design. “The City of Brotherly Love” is a destination perfect for history buffs, party animals, and explorers alike. From rich museums to a lively nightlife, Philly has it all.

This guide will tell you all about what places to visit, what to do, when to travel, and all you need to know about Philadelphia travel insurance. Be sure to purchase a visitors medical insurance or travel insurance plan before traveling to Philadelphia to protect yourself against unexpected losses due to medical emergencies or unexpected travel mishaps.

Visitors Medical Insurance for Travelers in Philadelphia - FAQs

Healthcare in the U.S. does not come cheap. Without proper health insurance, the treatment costs for even a minor illness or injury could add up to thousands of dollars (or more). To avoid taking on such a burden, you can protect yourself with a visitors medical insurance plan to cover your needs.

Why buy visitors medical insurance before traveling to Philadelphia?

It's always a good idea to purchase health insurance before visiting a foreign country. You'll probably think “Nothing will happen to me”—until it does. You never know when you might twist your ankle stepping off a curb or suffer a bad bout of food poisoning. Accidents, illnesses, and injuries are unpredictable, and you need to be prepared to meet them. Additionally, it would be wise to go for a comprehensive coverage plan over fixed coverage. Comprehensive coverage costs a little more, but fixed coverage (which pays only a set maximum amount per incident) isn't sufficient to meet the astronomical costs of healthcare in the U.S.

What should I look for in my Philadelphia visitors medical insurance?

There are numerous benefits you should consider when comparing visitors insurance plans. Just a few of them include:

• Emergency medical expenses
• Emergency medical evacuation to the nearest medical facility that can provide adequate treatment
• Coverage for acute onset of a pre-existing condition that might flare up unexpectedly while in Philadelphia
• Ability to extend your duration of coverage. This benefit would be necessary if you have to stay in Philly longer than planned due to any reason. If you were to purchase a new plan, the same illness or injury that disrupted your trip would be considered a pre-existing condition under the new plan, and it wouldn't be eligible for coverage.
• PPO Network participation

Trip Cancellation Insurance for Travelers in Philadelphia - FAQs

It's always unfortunate when you have to cancel a long-awaited vacation. It's even more unfortunate when you've already paid for major trip-related expenses like airfare and hotel reservations. Fortunately, trip cancellation insurance can help protect these expenditures should the need to cancel arise at the last moment—under certain conditions, of course.

Why should I get trip cancellation insurance for my Philadelphia travel?

Trip cancellation insurance can reimburse you for your pre-paid, nonrefundable expenses if you have to cancel your trip for a reason explicitly listed in your policy's certificate wording. Be sure to read the fine print thoroughly before purchase so you're sure you understand what situations are and aren't covered. The scenarios vary by plan. But most standard trip cancellation insurance plans cover the most common reasons for cancellation, including flight cancellations and delays, weather-related cancellations and delays, you or a travel companion falling ill, or work-related emergencies.

What should I look for in my Philadelphia trip cancellation insurance?

Look for the following coverage in your trip cancellation insurance:

• Trip cancellation coverage for a covered reason if you have to cancel your trip before you've left
• Trip interruption coverage for a covered reason if you have to cut your vacation short once it's already started
• Trip delay coverage
• Loss or theft of baggage

If you buy travel insurance, you do not need to worry about sudden mishaps. Check your travel medical insurance plan's certificate wording prior to purchase to be sure it offers the level of coverage you need.

Philadelphia's Most Popular Places for Travel

Liberty Bell Pavilion

The Liberty Bell is a symbol of American independence and started its journey in 1776. The bell also rang to encourage armies that fought in the American Civil War. Even protesters during the Cold War era viewed this bell as a symbol of liberty and freedom. While visiting America's Birthplace, the Liberty Bell Pavilion is a must-visit location.

Independence Hall

Independence Hall used to be known as the State House when Pennsylvania was still a British colony. This hall was the place where the Declaration of Independence was signed in 1776. The Constitution of the United States was also composed here. This place does not charge you for entrance, but visiting tickets are limited.

Philadelphia Museum of Art

The Philadelphia Museum of Art proudly displays one of the greatest collections of art in the U.S. There are hundreds of paintings and sculptures from Greece and France, ranging from Classical to Impressionist art. The Philadelphia Museum of Art is the ultimate destination for art fanatics.

Reading Terminal Market

The Reading Terminal Market is Philadelphia's most visited destination. The Reading Railroad Company founded the market in 1893. Today, over 80 shop-owners have small businesses at the Reading Terminal Market. If you wish to buy fresh food or handmade souvenirs to take back home, you must visit the Reading Terminal Market.

Please Touch Museum

The Please Touch Museum is an all-time favorite destination for children. Children can explore the museum through various fun activities and learn in the process. There are even cosplay options for children. How cool is that?

Key Guidelines for Travelers in Philadelphia

When to Visit

Philadelphia experiences extreme climate swings. The summer heat can often get unbearable, while winters can be freezing. Therefore, the best time to visit Philadelphia is during spring and fall. However, due to Philadelphia's historic role in the American Revolution, July is also an exciting month in the city. There are countless celebrations and festivals celebrating American Independence Day on July 4 of each year.

Transportation

You can easily explore Philadelphia even if you don't have a vehicle of your own. The public transportation in the city is extremely efficient and convenient. There is a subway network, trolleys, and bus routes. You can even explore the center of the city on foot.

Bring Your Own Bottle

Pennsylvania's liquor laws are different from the rest of the U.S. Due to this, you can take your own beer or wine to restaurants and enjoy. If you are in the mood for a cocktail, you can even carry a mixer.

Explore the Cuisine

Philadelphia is, of course, famous for its cheesesteaks, which put all other cheesesteaks in the world to shame. However, the city is also studded with many restaurants and pubs that serve authentic Italian and Chinese food. Feel free to explore and enjoy the delicious eateries around the city.

Before You Travel to Philadelphia - Do This

You are almost ready to travel to the City of Brotherly Love. Before you travel, consider these suggestions.

• Philadelphia has a lot of picturesque spots rarely visited. To capture such places, explore the city on foot.
• Always check the weather from a trusted government site before you travel.
• Before traveling, opt for adequate travel insurance coverage so that you and your group can enjoy a carefree vacation. Enter some basic information, review your options, and select the plan that best meets the needs of your destination, your itinerary, and your travel budget.

DISCLAIMER: The information within this article is intended as a broad summary of benefits and services and is meant for informational purposes only. The information does not describe all scenarios, coverages or exclusions of any insurance plan. The benefits and services of an insurance plan are subject to change. This is not your policy/certificate of insurance. If there is any discrepancy between the information in this article and the language of your policy/certificate wording, the language of the policy/certificate wording will prevail.

The insurance plans available on this website are not specifically targeted towards the destination mentioned in this article. They can provide coverage while traveling away from home, according to the terms and conditions and geographic restrictions applicable to the specific plan.