Denver, better known as the Mile High City, is a city where urban life meets outdoor adventures. Situated at the foot of the Rocky Mountains, Denver is a modern metropolis with quick access to one of the most amazing mountain ranges on earth. Plus, since the city enjoys more than 300 days of sun each year, the weather is usually easy to enjoy.

No matter what you're looking for in a vacation, you're likely to find it in Denver. In order to get maximum satisfaction out of your visit, take the right steps to protect your finances by purchasing visitors insurance or travel insurance before you go.

Visitors Insurance for Travelers in Denver - FAQs

The Mile High City is a true hub for outdoor recreation. Here you'll have plenty of opportunities to go hiking, mountain biking, rock climbing, whitewater rafting, skiing, and snowboarding. However, as exciting as these activities are, they also carry risks. If you were to get injured or sick during your Colorado vacation, you'd definitely want to be covered by visitors insurance.

Why buy visitors insurance before traveling to Denver?

Denver has world-class healthcare facilities, but they can be quite expensive. Since your domestic health insurance will most likely not provide suitable coverage in the USA, it's necessary to have appropriate insurance to allow you to receive necessary medical care without paying massive out-of-pocket costs.

Even if you don't plan to head to the mountains or participate in any adventure sports, proper insurance is still essential. Even something as pedestrian as food poisoning can lead to a hefty bill if you don't have coverage. To make sure you can protect your finances during your time in Denver, get visitors medical insurance.

What should I look for in my Denver visitors insurance?

Different visitors insurance plans can provide varying types and levels of coverage. Consider these coverage options, and whether they could suit your needs.

• PPO network participation
• Coverage for acute onset of preexisting conditions
• Coverage for emergency medical evacuation to your home country, if required
• The option to cancel coverage or extend coverage
• Compliant insurance for exchange visitors on J visas

Trip Cancellation Insurance for Travelers in Denver - FAQs

Trip cancellation insurance is a type of travel insurance that provides you with the ability to be fully or partially reimbursed for your prepaid, nonrefundable travel expenses if your trip has to be canceled for a covered reason. For international travelers who have to pay many of their travel expenses far in advance, this type of coverage can be extremely valuable.

Why should I get trip cancellation insurance for my Denver travel?

Most people aren't going to take an international vacation on a whim. There's usually planning involved. You'll want to get the best deal possible on your hotel and air travel, as well as tickets for events and attractions. To do so, you buy them in advance. However, if your trip needed to be canceled, these prepaid expenses are often nonrefundable. Trip cancellation insurance can help you get reimbursed for your prepaid bookings.

You may think it's unlikely that you'll have to cancel your trip, and hopefully that's the case. But things like illnesses and family emergencies can come out of nowhere, as can severe weather that grounds flights, and government restrictions that stop travel. Whatever the circumstance, a trip you can't take should be a trip you can get reimbursed for. This is why you need trip cancellation insurance.

What should I look for in my Denver trip cancellation insurance?

Travel insurance can cover a variety of situations you may encounter on your trip. Trip cancellation coverage is one aspect, but the coverage available to you can continue once the trip has started. Consider a travel insurance plan with these types of benefits:

• Flight insurance
• Trip interruption coverage
• Flight delay coverage
• Coverage for loss of baggage or baggage delays
• The option to cancel your trip for any reason

Denver's Most Popular Places for Travel

Red Rocks Park & Amphitheater

Visit Red Rocks Park and Amphitheater to experience one of Denver's best-loved attractions. It is a live music venue and a city park. It is home to striking red sandstone rock formations that stand along the trails and form the walls of a natural outdoor amphitheater that's hosted many of the world's most famous musical acts. The park offers a geographic transition between the Great Plains and the Rocky Mountains. You can also hike, go on a picnic or drive around the surrounding 868-acre park.

Denver Art Museum

The Denver Art Museum is home to a vast collection of American Indian, African, European, Asian and Oceanic Art. This collection also includes Spanish colonial and pre-Columbian works. It contains over 70,000 works by artists such as Vincent Van Gogh. The wide-ranging collection has a reputation throughout North America. It comprises pieces that span over 2,000 years of history. Budget some time for the rather unique gallery dedicated to photography.

Coors Field

Named for Denver's famed beer, Coors Field has a seating capacity of over 50,000. It is home to Major League Baseball's Colorado Rockies. On the rooftop, you can sample some of Denver's local brews with a beautiful view of the field and downtown Denver.

Empower Field at Mile High

Denver's largest outdoor stadium is also home to the National Football League's Denver Broncos. Seating over 76,000, the stadium plays host to professional football, college athletics, soccer and concerts. If you'd like to go to a Broncos' game, get your tickets early. The team has sold out every home game since 1970.

Rocky Mountain National Park

Drive about 70 miles northwest of Denver and you'll arrive in one of its most famous tourist attractions, Rocky Mountain National Park. Encompassing over 260,000 acres, the park is natural preserve of mountain and subalpine ecosystems that's home to lakes, meadows and dozens of peaks towering as high as 14,000 feet. Each year, over four million visitors come to Rocky Mountain National park to experience its splendor.

Denver Zoo

The Denver Zoo is home to over 4,000 animals, and is one of its most popular attractions. The zoo spreads across 80 acres and features tigers, black rhinos, kangaroos and endangered orangutans. A not-to-miss exhibit in the zoo is Predator Ridge. It is a five-acre recreation of the African savanna. You can see spotted hyenas, African lions and African wild dogs roam through the enclosures. Budget a good amount of time to see all the animals and enjoy the zoo to the fullest.

Larimer Square

Showcasing well-restored buildings of the Civil War period, Larimer Square remains at the heart and soul of Denver. Plan how you'll use your time here, because there's plenty to see in art galleries, independently owned shops, high-end boutiques and the top-rated restaurants and nightclubs. The square has wide sidewalks, red brick buildings, and lively restaurant patios. Larimer Square will complete the Denver experience for you.

Key Guidelines for Travelers in Denver

Budget your time

To get the most of your trip to Denver, do some planning ahead of time. Some attractions may take an entire day to explore, especially if you head into the mountains. Don't expect to see the entire city in just one visit.

Mind the elevation

Denver is a mile above sea level. The elevation means there's a lower concentration of oxygen in the air, so you may feel winded more easily. Take it easy when you first arrive and give your body time to acclimate to the altitude. Being a mile high also makes the sun in Denver especially intense, so be sure to wear sunscreen and a hat.

Respect Nature

Residents of Denver love the outdoors, and you'll see them all over enjoying parks and mountain trails. If you'd like to do the same, be sure to do so responsibly. Dispose of all trash, and try to recycle. If you're hiking or mountain biking, always stay on the trail so you don't disturb the fragile mountain landscape.

Be Ready for Traffic

Denver is a very automobile-centric city, with limited public transport compared to similarly sized cities. During rush hour the traffic can be intense; take this into account when making reservations. Also, traffic coming in and out of the mountains on the weekends can be heavy at times.

Before You Travel to Denver - Do This

• Book in advance: the lines at certain attractions in Denver can be long if you don't buy your tickets ahead of time.
• Wear appropriate shoes: the many trails and mountains near Denver are amazing to explore, but the terrain can be loose and rough. Bring footwear that's suited to exploring off the beaten path.
• Breathe easy: retailers in some tourist areas will try to sell you tiny bottles of oxygen to assist breathing at high elevations, but these bottles are too small to have any real effect. If you have difficulty breathing, descend safely to a lower elevation. If it persists, contact a medical professional.
• Purchase insurance: the right visitors insurance or travel insurance for your needs can go a long way to protect your budget, while ensuring you have a stress-free trip.

DISCLAIMER: The information within this article is intended as a broad summary of benefits and services and is meant for informational purposes only. The information does not describe all scenarios, coverages or exclusions of any insurance plan. The benefits and services of an insurance plan are subject to change. This is not your policy/certificate of insurance. If there is any discrepancy between the information in this article and the language of your policy/certificate wording, the language of the policy/certificate wording will prevail.

The insurance plans available on this website are not specifically targeted towards the destination mentioned in this article. They can provide coverage while traveling away from home, according to the terms and conditions and geographic restrictions applicable to the specific plan.