Georgia is a warm and welcoming country. Situated at the crossroads between Europe and Asia, it is a perfect travel destination. Whether you are an explorer or a digital nomad, Georgia has everything that you could ask for. Whether it is cultural or geographical diversity, Georgia has both. The country is a perfect mix of complicated history, modern facilities, and natural beauty. If you are planning a trip to Georgia, either for travel or to work remotely, you are making the right choice.
To make travel safe for tourists, the authorities have published revised travel regulations. These regulations aim to invite digital nomads, freelancers, and self-employed individuals. The country welcomes them to make Georgia their safe base for working remotely.
These regulations include purchasing Georgia travel insurance to ensure financial security in case of any illnesses, injuries, or accidents during your stay.
Georgia Travel - Coronavirus Regulations
Georgia’s travel regulations require interested foreigners to follow some simple steps.
As of December 2020, Georgia has begun reopening its borders to international tourism. It began by allowing visitors only from a select number of European countries. It also admits visitors from a wider array of countries (including the U.S., Canada, and the UK) under its digital nomad program.
Fill out a compulsory application form. This is important to obtain preliminary permission to cross the border. This form includes personal details about the traveler and his or her employment certificate.
Visitors from certain European nations have the choice of presenting a negative PCR test dated within 72 hours of arrival, or taking a test after arriving at the airport and self-isolating until the results are available. Visitors from other countries are required to bring a negative PCR test dated within 72 hours of arrival and do not have the other option.
Note: These regulations could change at the time of your travel, so remember to check the latest guidelines.
Earlier, travel insurance was not mandatory for travelers. However, with the onset of coronavirus, all international visitors are legally required to have travel insurance that covers coronavirus-related expenses and that lasts the full duration of their stay in the country. This applies to visitors on the digital nomad visa, as well.
The regulations do not mention if you need general travel insurance or, more specifically, travel medical insurance. This leaves you some leeway to choose a travel insurance plan in Georgia that meets your needs. Your plan should offer coverage for any possible risks that you might be exposed to.
Before you pick a Georgia travel insurance plan, identifying what risks should be covered is an important step.
Below, we have outlined some of the top experiences that you might want to have in Georgia. Based on what activities you chose to indulge in, it will become easier for you to identify risks. Then you can find a policy that meets your specific insurance coverage needs.
Exploring Georgia - Top Things to Do
Whether you are in Georgia for just a couple of days or are setting up a remote work base in the country, here are some of the top attractions that you should be sure to visit.
- Take a walking tour on the old town roads of Tbilisi and soak in the rich, rustic culture.
- Enjoy supra, a traditional Georgian feast. You can either coordinate with a company that offers you a chance to dine at a local home, or you can make friends with Georgian locals and hope you are lucky enough to get invited over for dinner.
- Taste Georgian wine. Georgia is quickly gaining ground as a destination for fine wine connoisseurs, and if you’re there, you should not miss out.
- Explore the countryside of Georgia with a trek across the Caucasian Mountains. You have a lot of route options, and finding a multi-day trek wouldn’t be tough.
- Relax on the no-sand beach in Batumi. The pebble-lined beach offers the perfect opportunity for sunning, soaking, and partying.
Travel Risks in Georgia
When compared to the rest of Europe, Georgia is a relatively safe country for travelers. However, this does not mean that you do not need a travel insurance policy. Other than the universal risk of major and minor health issues, there are several other risks that you should be covered for as well. Some of the risks that you should be aware of and get coverage for include:
Medical Treatment and Emergency Medical Evacuation
Now, this should go without saying. But still, it is better to check if your policy provider offers Georgia coronavirus insurance or not.
It is possible that your policy provider might not include risks associated with COVID-19.
Make sure that unexpected emergencies arising from pre-existing conditions like diabetes and hypertension are covered.
Your travel insurance plan should also have a provision for medical evacuation. You could need evacuation or repatriation for better medical care. You could also require evacuation if you get injured during any adventure activities. For example, if you were to get into an accident during a trek through the Caucasian Mountains, you might need to be evacuated via helicopter.
Now, this brings us to another major risk that should be covered.
Whether it is an accident related to adventure activities or transport mishaps, your Georgia vacation insurance should include it. Hikes, treks, and even your time at the beach can be risky. Insurance coverage including accidents can help you enjoy any activity with complete peace of mind.
Also, the roads are not the best feature of the Georgian landscape. Accidents while traveling are possible. Rash driving, overcrowding on public transportation, and accidents are common occurrences.
Having car rental insurance would also be a preferable choice. When you hit the road, it is better to let an experienced driver take the wheel—and to have insurance that covers road accidents.
Delays and Trip Cancellations
Georgia is a peaceful country. But demonstrations on the roads are a regular occurrence. There have been situations in the past when protests have turned violent. Other than being caught in the middle of a protest, you could also have to re-schedule or cancel your travel plans to some parts of the country. Check with your policy provider if such situations are covered or not.
The usual airline delay and baggage loss claims are mostly covered by a majority of policy providers. Still, scan through the policy terms and conditions to be 100% sure.
Buying Georgia Travel Insurance
Now that it has been made mandatory by the legal authorities, travel insurance is a must before scheduling a trip to Georgia. Make sure the policy lasts for a minimum duration of 6 months.
Be sure to compare premiums and risks that are covered. Always remember that lower premiums mean a lower level of coverage. This, however, does not mean that the highest premiums guarantee comprehensive coverage. The travel insurance policy that you choose should cover the risks that you are most likely to be exposed to.
Compare different policy providers first, and then pick the policy that offers maximum mental peace and assurance to enjoy a memorable time in Georgia.