The Caribbean heaven of Puerto Rico offers far more than diving and surfing activities. This island is a medley of culture owing to its colonial past.

Puerto Rico, split into six regions, offers a vast expanse of exploration opportunities. From hiking in the forests, to enjoying the sand and surf, to swaying to salsa, Puerto Rico has much to offer. However, before you take off for any reason, purchase travel insurance, visitors insurance or travel medical insurance for protection against any unforeseen accidents, illnesses or injuries.

Puerto Rico Travel Medical Insurance for International Travelers - FAQs

There are remote areas on the island and some dangerous areas. The local weather or cuisine could disagree with you.

It is always wise to prepare for the worst in advance. Puerto Rico travel medical insurance plan could help you mitigate financial losses and come to your aid if you end up visiting the hospital.

Do I need travel medical insurance for Puerto Rico?

As Puerto Rico is a United States territory, the insurance requirements are the same as if you were entering the U.S. As such, those on a J visa and their dependents are required by the U.S. Department of State to have compliant health insurance coverage. For all other visitors, travel medical insurance is not mandatory, but is highly recommended. 

Why buy travel medical insurance for Puerto Rico?

It is hard to predict a medical emergency, much less the cause. Buy travel medical insurance to ensure you can enjoy your vacation in peace. With medical insurance, you’ll get help covering the cost of treatment if there are any unexpected incidents.

Puerto Rico Trip Cancellation Insurance for International Travelers - FAQs

Some things are out of hand and might force you to cancel your much-awaited trip. This will be heavy on your pocket, as some pre-booked services are not refundable upon cancellation.

Why do I need travel insurance for Puerto Rico?

Some services booked in advance that are not refundable can be covered under Puerto Rico trip cancellation insurance. You will save money in case you cannot make the trip. Trip cancellation insurance benefits apply if you have to cancel your trip for a covered reason as listed in your policy’s certificate wording. Be sure to read the fine print to know what is (and isn’t) covered.

What all is covered under trip cancellation insurance for Puerto Rico?

Trip cancellation usually covers situations like illness, death, bankruptcy, and turbulent weather. The coverage varies with the insurance company, but you can usually claim insurance for work-related issues, as well. Buy travel insurance to avoid losses that are beyond your control.

Things to Do for Travelers in Puerto Rico

While it might seem like travelers come to Puerto Rico to tan and surf, there are other places worth visiting. The following areas in Puerto Rico Commonwealth are a must-visit for any traveler:

Culebra and Vieques

These islands are a couple of miles away from the mainland and are renowned for their bioluminescent bay. Getting to these islands is easy. They are just a boat ride away from the east coast of Puerto Rico. Make sure to stop at Mosquito Bay in Vieques, which holds a Guinness World Record for being the world’s brightest bay. The Vieques National Wildlife Refuge is also worth checking out. Moving on to Culebra, a must-visit for this island is the Flamenco beach and the Cayo Luis Peña Natural Reserve. These islands are somewhat remote and ideal for day trips and extended stays as well.

Old San Juan

This might come as a surprise to you, but Old San Juan is an island connected by bridges to its eastern side. Christopher Columbus discovered this island back in 1493 and had named it San Juan Bautista. This place does not boast much for natural beauty, but its history continues to draw tourists. You absolutely cannot miss the trolley rides at this location that take you around the island. Catch the spectacular sunset and sunrise and hit the streets to enjoy the local cuisine of the island. You can go salsa dancing here and buy souvenirs too.

Cueva Ventana

The northern part of Puerto Rico boasts a beautiful karst landscape. This explains the presence of many caves here. Cueva Ventana is one such cave that is an important relic of the past. It gives an insight into the lives of the Taíno people, an indigenous tribe of the area. There are many guided hiking trails here, and don't miss out on peeping out of the window-like opening. Do check the opening hours before leaving for the location. The northern region also has the Arecibo Observatory, which has one of the world’s largest radio telescopes.

West Coast

We can't ignore the surfing haven that is Puerto Rico. For surfing, head to the western side of the island. Many surf shops dot the western coast where you can rent gear for surfing. If you are a beginner, head to Rincón, Aguadilla, or Isabela for surfing lessons. There are other activities besides surfing if you don't want to go surfing. Visit the Cabo Rojo National Wildlife Refuge for touring the Los Morrillos Lighthouse, salt flats, and visiting the white sandy beach called Playuela. Two other places are worth visiting: Isabela for horseback riding and the fishing village of La Parguera.

Caja de Muerto

Just eight miles (almost 13 kilometers) away from Ponce, the Caja de Muerto or Coffin Island is a protected natural reserve. Explore the hidden pirate cave, and take a hiking trail to the old lighthouse to take in panoramic views of the island. The hidden Almeida cave is the burial site of the love of the pirate José Almeida. The beaches here are idyllic but aren't suitable for swimming, given the choppy waves. Some of the beaches get closed during the turtles nesting season. There are tours available for Caja de Muerto that includes snorkeling, kayaking, and paddle boarding in its activities.

Travel Risks for International Travelers in Puerto Rico

There are certain risks associated with visiting a Caribbean island:

  • The climate here is pleasant year-round. But, you should seek out the counsel of travel agencies before booking the trip.
  • Wear proper clothing to avoid sunburn and discomfort. The risk of sunburn extends to underwater activities, as well.
  • Be careful with your valuables when you are out, whether alone or in a group. Scamming is also a risk; to avoid dealing with scammers, ride only in government-sanctioned taxis, and book your tours with a reputable agency.
  • Be up to date with your routine vaccines, and consider taking one for influenza. You can also get vaccines for hepatitis A and hepatitis B for an added layer of protection.
  • Carry a bug repellent and only eat fresh, hot meals. It is best to consume boiled water or packed drinking water. It's always wise to carry a travel medical kit to treat minor scrapes.

Before You Travel to Puerto Rico...

Keep important documents within your reach, like your passport, visa, and necessary receipts. Pack loose and airy clothing to beat the heat.

Assess your travel insurance needs before you travel so that you can enjoy your vacation with peace of mind. Enter some basic personal information, compare a wide variety of options side by side, and pick the plan that best fits the needs of your trip.

Have a fun-filled and safe trip to Puerto Rico.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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