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The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
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Africa's second-smallest country, the two-island Sao Tome and Principe, lies in the Gulf of Guinea. A storehouse of scenic beauty, the twin islands welcome you with verdant forest covers, beautiful waterfalls, and high mountains, among other attractions. While the islands are located in the equatorial belt, they contain several microclimates due to the diversity of the landscape.
The two islands (jointly known as "Africa's Eden") offer different attractions. Sao Tome is more about the urban hustle and bustle, with majestic Portuguese-era buildings and a vibrant nightlife. The tiny Principe, measuring about 50 square kilometers (about 20 square miles), is like its upcountry cousin - offering peace and solitude amidst nature.
The twin islands are not among the best-known travel destinations of Africa, nor do they exhibit a distinct African character. But Sao Tome and Principe are a perfect mix of past colonial grandeur and an African vibrant spirit. And with a wealth of natural beauty, the islands are a treat for those intrepid few who make the trip there.
By and large, Sao Tome and Principe is a safe place to be. Be wary of these situations though:
There is no way to predict when we might suffer a mishap during travel. Such a mishap might cause injuries, and injuries require medical care. In a foreign country, medical care would be expensive and inflate your travel budget, adding to your discomfort. The best way to guard yourself against such a situation is to purchase travel medical insurance.
It is not compulsory as an entry requirement into the country for international travelers to have travel medical insurance. But it helps a lot to have such a plan. It protects you from having to spend money on medical care while you are traveling.
All that walking in forests and long swims increase the chances of physical injury. You might also fall sick due to any number of reasons while vacationing in Sao Tome and Principe. There might be adequate medical facilities there, but they will be expensive.
Hence, it is advisable that you buy travel medical insurance before you catch your flight to Sao Tome and Principe.
You might need to make the unfortunate decision to cancel your trip for a variety of reasons. Apart from the mental anguish, trip cancellation also results in financial losses.
You have already made advance payments for the trip, including two-way plane tickets and possibly destination hotel booking, as well. If you have to cancel the trip, there's the risk of you losing these pre-paid, nonrefundable expenses. But you won't lose nearly as much if you have trip cancellation insurance, assuming that you cancel for a reason covered under your policy.
Trip cancellation insurance usually covers standard reasons for cancellation like the death of a close family member, problems at the destination, emergencies at the workplace, etc. Be sure to read the fine print of your plan so you know what's covered. Buy travel insurance to protect your finances in the event of a cancellation.
Be sure to buy travel medical insurance. Compare a wide variety of options, and select the plan that best fits your needs.
Maintain electronic backups of important travel documents.
Keep an eye on destination travel advisories and weather updates.
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Learn MoreHealthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreDid you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreYou are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreYou could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreThe U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreSchengen countries require most non-US citizens to purchase Schengen visa insurance.
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Learn MoreYou don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreMost schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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