Wake Island Travel Insurance

Wake Island is a place like no other. America wakes up on Wake Island every morning. When the sun sets on Wake Island, it hasn't even risen yet in New York. Wake Island is an atoll made up of three small coral atolls (Wake, Wilkes, and Peale).

Wake Island has been designated as a U.S. National Historic Landmark. There's a lot of historical significance to Wake Island. It was annexed by the U.S. in 1899 and controlled by the U.S. Navy starting in 1934, after the Navy decided Wake Island might have a strategic significance.

Wake was and is an important refueling stop for aircraft across the Pacific. Long before it became a strategic refueling station for the U.S. Air Force, the island solidified its place in military history when it was attacked on December 8, 1941 (being on the other side of the International Date Line), the same day as the surprise attack on Pearl Harbor by the Japanese forces.

There's plenty here for visitors to see and do. But before you leave, be sure to purchase travel insurance, visitors insurance or travel medical insurance to protect against any unexpected accidents, illnesses, or injuries that might occur on the trip.

Wake Island Travel Medical Insurance for International Travelers - FAQs

Many people don't think about insurance abroad, but they should.

It's called travel medical insurance, and it covers emergency medical treatment, hospital stays, doctor visits, medical evacuation, and repatriation (should you need it).

Travel medical insurance is not nearly as expensive as you might think. It doesn't cost much, and it could save you hundreds of thousands of dollars if you have a medical emergency during your time on Wake Island. You can purchase insurance for days, weeks, months, or even a year to cover your health and evacuation expenses should something happen on Wake Island.

Do I need travel medical insurance for Wake Island?

It is not legally required. However, due to Wake Island's remote location, travel medical insurance is an absolute necessity—especially for travelers with pre-existing health risks.

Why buy travel medical insurance for Wake Island?

All around the world, medical costs are skyrocketing. A little preparation goes a long way.

Wake Island is a remote island in the Pacific, and the closest land with modern medical facilities is in Honolulu, Hawaii. If you face a serious medical emergency during your trip to Wake Island, you will need emergency medical evacuation or repatriation. These services can be extremely expensive. Thus, buying Wake Island travel medical insurance in advance could help cover such an expense.

Wake Island Trip Cancellation Insurance for International Travelers - FAQs

Your planned vacation and bookings can get swept away at the last minute due to external or personal factors.

Circumstances beyond your control can result in your trip being canceled. You or a travel companion could fall ill, your flight could get canceled, or a workplace emergency could pop up. But worry not: In such scenarios, Wake Island trip cancellation insurance can come to your rescue. You're eligible for benefits if you have to cancel your trip for a reason explicitly listed in the policy's certificate wording. You can get reimbursed for any prepaid, non-refundable expenses you put down in preparation for your trip.

Why buy trip cancellation insurance for Wake Island?

Wake Island is known to face typhoons that shut the island down to any air travel or emergency landings. Also, due the island's strategic importance in the Pacific, it could be prone to attack—as the world witnessed in 1941.

To reach Wake Island, you need to make a trip from Honolulu, Hawaii, which is another destination that witnesses multiple cyclones every year. And with global warming, the climatic conditions are only getting worse. Hence, your planned trip to Wake Island needs to be protected at all costs from such calamities with trip cancellation insurance for Wake Island.

What all is covered under trip cancellation insurance for Wake Island?

Travel always comes with its own set of risks. These risks increase when you are traveling in another country. Buy Wake Island trip cancellation insurance, and as long as your reason for cancellation is covered in the policy, you can rest assured that you will be able to make a claim.

Most standard travel insurance plans include the most common reasons for trip cancellation, including:

  • Any unexpected illnesses
  • Any injuries or deaths in your family or in the group that you're traveling with
  • Any natural disasters or any travel advisories that have been put out against the destination
  • Canceled flights

Be sure to read your policy's fine print in full before purchase for a better understanding of what circumstances are (and aren't) covered.

Things to Do for Travelers on Wake Island

The best time to visit Wake Island is between May and December. Since Wake Island serves as an airstrip for the U.S. Navy, it is strictly regulated. There is no tourism industry. The island is generally not open to visitors. Wake Island requires a special permit from the U.S. military or the U.S. Fish and Wildlife Service to visit.

But, if you are lucky, you might just get permission for a day trip through Military Historical Tours.

Here's what you can explore at Wake Island:

Visit 98 Rock

One of the most prominent historic landmarks is 98 Rock. After being mortally wounded during a mass execution, one of 98 American civilian POWs escaped and swam nearly 2 miles across the lagoon and carved the memory of his fallen brethren into a coral stone before being recaptured and later killed.

Explore Marine Life

Wake is also one of seven islands included in the Pacific Remote Islands National Marine Monument. The U.S. Fish and Wildlife Service works hand-in-hand with the Air Force to maintain more than 490,000 square miles (more than 1.25 million square kilometers) of exclusive economic zone and refuge.


Wilkes Island, on the western peak of the atoll, is home to a bird sanctuary with 40,000 birds and more than twelve species. That's unique, considering it's merely one square mile (about 2.6 square kilometers) in area. After many years of exchanging hands between service branches, the U.S. Air Force assumed administrative control of Wake Island in 2002.

Discover Japanese Fortifications

You will also find the remains of Japanese fortifications and bunkers that date back to the time of World War II. Wake Island is a constant reminder of the past. American captives built over 100 concrete structures for Japanese as POWs. These structures have eroded over time and fallen apart. A few structures have even ended up in the ocean after being struck by a super typhoon in August 2006.

Visit PAA Ville Hotel and China Clipper Ruins

If ruins are your thing, visit the Pan American Airways Ville, a building and hotel constructed for Pan American staffers and their families. It had also built a ramp into the ocean for seaplanes, which now lies in ruins.

Travel Risks for International Travelers in Wake Island

Wake Island is a highly restricted territory. It is also a remote island that is uninhabited except for a small community of contracted and civilian employees.

Wake Island's medical clinic consists of a team of two people; a physician and a paramedic that can provide basic care. But, anything serious will need to be swiftly dealt via emergency medical evacuation. The closest accessible land with medical facilities is in Honolulu, Hawaii.

As a visitor, you will not be able to spend more than a day on Wake Island. Due to the location, however, it is important to be aware of the risks beforehand.

  • Typhoons: Wake Island has a tropical climate with a dry and wet season. The wet season lasts from June to October. Wake Island is occasionally hit by typhoons. In 2006, Wake Island was struck by a Category 5 Typhoon Ioke, which damaged 70 percent of the island's infrastructure. Such weather conditions can affect your travel if you have a pre-booked trip to Wake Island.
  • Lack of fresh water: The drainage at Wake Island is good due to the extremely porous soil. This has resulted in a lack of natural water supply. Salt water from the ocean is processed through reverse osmosis into potable water.
  • Sharks: There are sharks in the Pacific waters around Wake Island, so be careful.

As Wake Island is isolated, administered by the U.S. Air Force, and there are no permanent residents, there is no crime or terrorism risk. However, there are always chances of unforeseen attacks, natural disasters, or changes in political status.

Before You Travel to Wake Island…

Do not leave things to chance. It's worth purchasing insurance just to ensure peace of mind. As Wake Island is a remote island, it is recommended to do these three things before your trip.

  • Get adequate Wake Island travel insurance or visitors insurance as a financial safety net. Enter some basic travel information, compare a wide variety of plans side by side, and pick the one that best matches the needs of your itinerary, destination, and budget.
  • Carry sufficient supply of your medication.
  • If you have pre-existing conditions, get a health checkup before you leave to make sure it's safe for you to travel.

Did you know?

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Why purchase insurance from Insubuy®?

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There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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