Sharing a border with four of the five Great Lakes, Michigan is known as the home of Great Lakes. The breathtaking scenery is exquisite, yet this state offers so much more than just a place to relax on the lake.

To enjoy your stay at Michigan without having to worry about unexpected (and potentially expensive) mishaps, don’t forget to purchase visitors medical insurance or travel insurance.

Visitors Medical Insurance for Travelers in Michigan - FAQs

Nobody ever plans an accident and nobody can prevent themselves from one. The least you could do is ensure your financial safety against any unexpected losses due to medical health emergencies by getting yourself a suitable visitors medical insurance plan. Without this coverage, the high medical bills would fall solely on you to be paid.

Why buy visitors medical insurance before traveling to Michigan?

Cost of healthcare in the U.S. is massive and most people can’t afford the expenses of their treatment. Even minor injuries can bring major costs along behind them. But don’t worry, all you need is a visitors insurance plan that works to help cover the cost of your treatment. It can act as a safety net to protect your finances in case of an emergency.

What should I look for in my Michigan visitors medical insurance?

Make sure that it covers acute onset of pre-existing medical conditions if necessary for you or your group, and provides coverage for emergency medical expenses. Many visitors medical insurance plans participate in PPO Networks and also offer emergency medical evacuation and repatriation should the worst occur and you need transportation to the nearest medical facility capable of providing adequate medical treatment.

Trip Cancellation Insurance for Travelers in Michigan - FAQs

Traveling in Michigan is fun, but expensive. Thrillist.com, an online media website covering food, drink, travel, and entertainment, ranked Michigan No. 1 in its list of top fifty states of the U.S. Understandably, decent accommodation and tours cost a fair amount in Michigan and often need to be booked in advance. Despite your planning, sometimes trips have to be canceled before you can enjoy them. A travel cancellation insurance plan can reimburse you in case of a plan-approved cancellation or change in plans, thereby saving you from a huge financial loss.

Why should I get trip cancellation insurance for my Michigan travel?

Two main expenses while traveling are lodging and transport. A sudden cancellation in any means loss of money. With a trip cancellation insurance plan in hand, you don’t have to worry about the financial implications of uncertainties in your travel. The coverage can vary between plans, so be sure to review several policies before purchase to ensure you choose the best one for your situation.

If you buy travel insurance, there is no need to worry about emergencies. Be sure to check the wording of your planto see what is (and isn’t) covered.

What should I look for in my Michigan trip cancellation insurance?

When you compare insurance, check the basic reasons covered for cancellation like work emergency, jury duty, death, illness, and hotel booking cancellations. Look if the plan covers trip cancellation and trip interruption due to an approved reason, as well as trip delay coverage. You can also check for coverage for theft or loss of baggage in case your belongings are misplaced or stolen during your trip.

Choose an insurance plan that offers more coverage and fits your budget. Each plan is different so be sure to review them and choose the most appropriate plan for you and your trip, but be sure to buy travel insurance to remain focused on relaxing on your vacation.

Michigan’s Most Popular Cities for Travel

• Detroit - Detroit is the perfect destination for your next vacation getaway. If you're a culture hound, the Detroit Institute of Arts and the Fox Theatre should be at the top of your list. Swing by the Charles H. Wright Museum of African American History and the Motown Museum. These are perfect stopovers for you to learn more about stories that shaped the city's present. Feel like a local by spending an afternoon sampling the fresh produce found at Eastern Market.
• Lansing - Michigan’s capital city is home to museums and sports arenas, bike paths, and stylish restaurants. Visit the Capitol Building to step back into the Victorian era. For a free unique view of the Lansing skyline, head to the second-floor window of the Michigan Supreme Court Learning Centre.
• Ann Arbor - Beyond the prestigious University of Michigan and football games at The Big House, the city is home to museums and excels in the craft beer game. If you're into science and technology, visit the Hands-On Museum. From canoeing, kayaking, and stand-up paddle boarding on the Huron River during the summers to snowshoeing, cross-country skiing, and ice skating during the winters, there’s plenty to do here for people who enjoy adventure sports.
• Grand Rapids - Grand Rapids has earned the nickname of Beer City USA and has become an award-winning beer destination thanks to more than 80 craft breweries in the city. The city demands you to let loose. Spend your day marveling at the Grand Rapids Art Museum. Enjoy a customized tasting menu dinner at Grove (Grand Rapids Magazine’s 2017 Restaurant of the Year) and spend the night at B.O.B. (Big Old Building), a massive entertainment hub downtown.
• Holland - A typical day here might include roaming around downtown boutiques and galleries, jet skiing, or visiting one of the best farmer’s markets in the state. Holland is famous for its annual Bavarian and Tulip Time festivals. Trust the city to make you fall in love with its small-town charm and big-city amenities.

Key Guidelines for Travelers in Michigan

• Climate - The climate of Michigan is influenced by the surrounding lakes. Differing air masses interact with the lakes resulting in lake breezes, lake effect snow, and varying rainfall patterns. The Great Lakes is a major reason why the state has unpredictable weather for most of the year.
• Watch Your Pets - Motorized vehicles and pets are not allowed in Isle Royale National Park. Visitors found with pets in or around its boundaries are requested to leave. Exceptions apply to guide dogs.
• Twisted Timings - In Michigan, since the days are longer than the nights in summer, the sun does not set until long after kids go to bed. If you are visiting near the summer solstice and want to watch the sunset over Lake Michigan, be prepared because you will be at the beach until after 9:00 p.m.
• Dam Failures - In November 2019, the Associated Press of Michigan reported that 19 dams were in unstable condition and presented high risk of failure. This is because they were designed based on past weather patterns and did not take into account the changing climatic conditions.
• Healthcare - Michigan is noted for its centers of world-class healthcare but due to the same reason, healthcare is expensive in the Great Lakes State. Unaffordability of medical costs is a matter of concern. Hence, while traveling to such destinations, having visitors medical insurance is a smart choice.

Before You Travel to Michigan - Do This

• Plan Well

  A trip to Michigan is like experiencing a trip to two states for the price of one. The Upper Peninsula is so spread out and fascinating that it might as well be considered as a separate state. With all that the state has to offer, you won't be able to cover most of it if you don't plan well.

• Come Prepared for The Unpredictable Weather

  During summers, daytime is very hot but night time can flip and turn very cold, particularly near the lakes.

  You should also carry rain gear because thunderstorms are common in Michigan.

• Get Yourself A Travel Insurance Plan

  You can't do anything about the weather, but you can definitely do something to save yourself from cancellations. Buy a travel insurance plan so that you and your group can enjoy a carefree vacation. Just enter some basic information about your trip and co-travelers and choose the best plan by the coverage needed before you head out to Michigan.

DISCLAIMER: The information within this article is intended as a broad summary of benefits and services and is meant for informational purposes only. The information does not describe all scenarios, coverages or exclusions of any insurance plan. The benefits and services of an insurance plan are subject to change. This is not your policy/certificate of insurance. If there is any discrepancy between the information in this article and the language of your policy/certificate wording, the language of the policy/certificate wording will prevail.

The insurance plans available on this website are not specifically targeted towards the destination mentioned in this article. They can provide coverage while traveling away from home, according to the terms and conditions and geographic restrictions applicable to the specific plan.