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The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
Visitors insurance is extremely important for persons traveling to the USA as the healthcare costs are very high in the US.
As travel plans routinely change for many visitors, knowing if the visitors insurance plan you purchased has a decent refund policy in case you need to cancel the insurance early can be very comforting.
The exact refund policy will vary by insurance plans, normally though, they fall into one of the categories below:
Exception: Certain plans don't provide a refund before or after the effective date; however some of the plans that don't offer a refund may have unique features that you want or need. If you buy these plans, make sure that your travel plans are firm.
Once you purchase the insurance, be sure to review all the documents you receive and verify that everything is accurate and what you intended to purchase.
Pay particular attention to the following when reviewing received documents and check:
Travel plans may change and mistakes happen. If you need to make any changes or corrections to the insurance policy, please log into MyAccount and make a request. If you need immediate changes, don't assume cancellation is your only option, check with us first and we will advise of the best options available. Once your changes to the policy are complete, you will receive updated documents or a confirmation that reflects the changes to the plan.
If you believe that you have purchased the wrong insurance policy or no longer plan to travel before the plan is effective, you can request cancellation by contacting us. Insurance companies understand that plans change or unforeseen circumstances arise and you may need to cancel the insurance.
It is always possible that your plans change after the effective date of the policy as well, if you decide to stay longer, you can easily extend some policies (check before purchasing, not all plans are extendable). However, there are some trips you have to end early; if that happens to you and you chose a plan that offers a refund even if the cancellation is requested after the effective date of the plan then you just need to notify us at lecnac .
For further details on how to request a change, correction, or cancellation, please visit MyAccount.
As most visitors insurance plans provide money-back guarantee as per the terms and conditions listed in its certificate wording, you can confidently purchase visitors insurance.
Ask our specialists - Licensed and experienced insurance professionals in the U.S.
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreSame Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreHealthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreDid you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreYou are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreYou could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreThe U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreSchengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreYou don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreMost schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More