Located about 40 miles north of Honduras in the Caribbean Sea, Roatán is the largest of Bay Islands. It is known for its rolling jungle hills, white sandy beaches, and array of attractions for tourists such as diving, kayaking, fishing, and much more. Ready to discover the Caribbean paradise of Roatán? Read on, but let’s first learn about the importance of travel medical insurance or travel insurance for your trip.

Travel Medical Insurance for Travelers visiting Roatán – FAQs

We all dream of having fun in the sun, but there are risks involved. An injury or an illness is never out of the question. But do you know how you would pay for treatment? If you have travel medical insurance, that’s one thing you won’t have to worry so much about.

Do I need travel medical insurance for Roatán?

Honduras doesn’t have a mandate that requires visitors to have travel medical insurance. Deciding to get coverage is totally voluntary. But if you think of travel medical insurance as an unnecessary extra expense, you couldn’t be more wrong. Going without it could literally cost you your life savings.

Why buy travel medical insurance before visiting Roatán?

The hospitals and clinics in Roatán are unlikely to accept your domestic health insurance. If you need treatment and do not have insurance coverage that’s valid in Honduras, you’ll have to pay the full bill yourself. And for especially serious conditions, that could include emergency medical evacuation that sets you back up to $250,000. Can you afford to pay that out of your own pocket? If not, make sure you have travel medical insurance with emergency medical evacuation coverage.

Trip Cancellation Insurance for Travelers visiting Roatán – FAQs

Imagine if you had to cancel your trip to Roatán. You paid for airfare and your hotel up front, and they won’t refund the charges. Why pay for a vacation you’re unable to take? Get trip cancellation insurance

Why should I get trip cancellation insurance before traveling to Roatán?

To get the best deal on travel, you have to book ahead of time. But most major trip expenses aren’t fully refundable. You have to plan for the possibility of a health issue, family emergency, natural disaster, etc. making it impossible to travel, and how you could get your money back. 

Luckily, trip cancellation insurance can provide you with a way to get reimbursed for your nonrefundable prepaid travel expenses if you have no choice but to cancel your trip for a reason that’s covered by the plan you’ve purchased. 

What can be covered by trip cancellation insurance for Roatán?

Trip cancellation for a covered reason is the primary part of a travel insurance plan, but it’s not the only part. Most plans can also cover travel delay, trip interruption, emergency medical care, and even lost baggage

Roatán’s Most Popular Activities

Some people call Roatán one of the best-kept secrets in the Caribbean. But the secret is out. It’s incredibly popular for newlyweds, guided tours, and anyone wanting a tropical vacation that’s not in one of the typical places. Here are a few of the best things you can do during your Roatán trip, so you can get the most out of your vacation.

Experience Snorkeling Paradise

Roatán is located on one of the largest coral reefs in the world, making it a first-class destination for new and experienced snorkelers alike. There are numerous tour operators on the island that can guide you to the best snorkeling spots, and even whisk you off to private islands with fully catered meals. Whether you want the five-star treatment of a solo adventure, you’ll find it when you snorkel Roatán.

More Fun on the Water

Prefer to experience the waters of Roatán in a different way? There are plenty of options. Roatán is ideal for jet skiing and diving in the various keys around the island. If you like to fish or sail, charter a boat. You can even schedule a luxury tour or adventure tour for a fully guided, catered experience.

Get on Two Wheels

More than 50 miles of beautiful roads snake throughout Roatán Island. What better way to explore them than by renting a motorcycle or scooter? There are several rental companies available, and they can provide you with maps so you don’t get lost. Just remember to always wear safety equipment, and never operate a motor vehicle under the influence of alcohol.

Dine and Drink

Let’s be honest. One of main reasons to visit the Caribbean is to kick back, enjoy a tropical cocktail, and dine on delicious food. Lucky for you, Roatán can deliver. Sit right on the sand at Beacher’s Bar & Grill, enjoy Italian fusion by the pool at Naboo Restaurant, try a specialty cocktail at Lotus Maya, or live it up at The Thirsty Turtle. Whatever your taste, you’ll find it in Roatán.

Plan an Excursion to Mainland Honduras

The Honduran mainland is just a 15-minute flight away from Roatán. Why not plan a day trip to explore the Ruins of Copan or Pico Bonito National Park? You can schedule a trip by yourself, or include a mainland trip in your tour package. This way, all you’ll have to do is relax, enjoy the scenery, and let the professionals worry about logistics.

Key Guidelines for Travelers visiting Roatán

Roatán is generally considered to be a safe island to visit, with less crime than mainland Honduras. But as with all locations, there are certainly risks. Keep the following guidelines in mind for your trip.

Theft is Possible

The most common crime that occurs in Roatán is theft. It’s less likely near resort areas than it is out in the countryside, but it is certainly possible anywhere. Experts recommend not wearing expensive jewelry or carrying more cash than you need. Also, it’s a good idea to have more than one credit card, and leave one of them securely locked in your room when you go out. This way, you won’t be stranded if the card you have with you is stolen.

Water Safety

In a destination where watersports are so popular, safety is obviously very important. Only rent equipment from licensed operators, and make sure everything is in good condition. Use all available safety devices at all times, and keep a close eye on the weather forecast. If at any time you feel uncomfortable or that something is unsafe, do not participate in it. Hazardous sports insurance is highly recommended if you plan to participate in extreme sports or water activities.

Carry Identification

If you rent a vehicle, you may very well encounter a police checkpoint. Local law enforcement may ask for identification or want to search your vehicle as part of a routine inspection. Make sure you have your driver’s license and passport at all times. If you feel uncomfortable carrying it in a pocket due to concerns about theft, carry it in a money belt instead.

Areas to Avoid

As Honduras is a developing nation, there are areas even on Roatán Island that may be unfriendly to tourists. The Roatán Tourism Bureau recommends avoiding Coxen Hole, French Harbour, and Los Fuertes after dark. 

Transportation Safety

The roads of Roatán can be bumpy and chaotic. If you plan to rent a scooter or motorcycle, be very careful, and do not expect local drivers to obey traffic rules. Experts recommend those renting scooters take only short trips and not venture too far away. Due to the poor maintenance and lighting on the roadways, keep your trips to daylight hours.

Before You Visit Roatán – Do This

  • Book a tour – Roatán is tailor-made for snorkeling, fishing, and sailing tours. Let a professional guide and staff cater to your every need while you enjoy the experience.
  • Keep watch during hurricane season – Roatán can be seriously impacted by tropical storms and hurricanes. Keep this in mind if you book a trip from June to November.
  • Insure yourself – You can’t predict the future, but you can prepare for it. Purchase travel medical insurance or travel insurance before you travel.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More