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The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
Bern, the capital of Switzerland, is one of the most picturesque cities in the region. Other than being a popular tourist destination, Bern is also home to the Swiss parliament and several other national government buildings. The city is filled with ancient cathedrals, medieval castles, and several museums, art galleries, and historic sites.
Before you visit Bern, give this guide a good read. It will let you know everything you need to know, e.g., places to visit, things to do, risks for travelers, and information about travel medical insurance or travel insurance.
Traveling the world is one of the most rewarding things you can do, but it also comes with risks. One of the most important things that you need to consider is what you would do if you were to get injured or become ill while traveling abroad. How would you pay for it? Would your insurance be accepted? The answer to these questions lies in travel medical insurance coverage.
If you need to apply for a Schengen visa before visiting Switzerland, it is mandatory to buy a travel insurance plan providing at least €30,000 in medical benefits, as well as coverage for emergency medical evacuation and repatriation of remains.
If you do not need a visa to travel to Switzerland, a travel medical insurance plan is not legally mandatory for you. However, it is something you should not go without, as we will explain.
Illnesses and injuries can range from mild inconveniences, to life-threatening emergencies. While the medical care available throughout Switzerland is excellent, it can also be extremely expensive, and is unlikely to be covered by your domestic health insurance. Receiving treatment at a private Swiss facility could result in a massive medical bill that could potentially put you in debt.
Travel medical insurance can help ease that financial worry. It allows you to receive the best treatment available, with less concern about the resulting bill.
Trip cancellation insurance can reimburse the policyholder for prepaid, nonrefundable expenses if their trip must be cancelled for a covered reason. These reasons can include illness, natural disasters, and missed flights due to weather or airline issues.
Booking an international trip requires a lot of planning, and a significant financial outlay before the trip even begins. You will need to book your flight in advance, book your hotel or Airbnb, and make reservations or buy tickets for attractions and events.
However, what if you became sick just before your trip? What if a family or personal emergency prevented you from traveling? What if there was a natural disaster, or a pandemic that shut down travel? Should any of these occur, you could find yourself facing financial loss, as much of what you’ve already paid for is nonrefundable.
To protect your travel investment, get trip cancellation insurance. A trip cancellation insurance plan can provide you with a way to get reimbursed for your prepaid, nonrefundable expenses if you need to cancel your trip for a covered reason. Some plans even offer an add-on cancel for any reason (CFAR) benefit.
There are huge risks involved in international travel. Buy travel insurance so that you do not have to deal with a financial disaster in case you need to cancel your trip.
The Old Town in Bern is a UNESCO World Heritage Site. It houses many popular attractions including the iconic clock tower. Enjoy a walk through the city which is studded with old sandstone buildings.
The Bern Historical Museum displays artifacts of the history of Switzerland from Prehistoric times through the present day. It is also home to the Einstein Museum, which is dedicated to the life and works of Albert Einstein. Taking a tour of the Bern Historical Museum will prove to be a truly enriching experience.
Einstein House is a museum and memorial located in Bern, Switzerland. It was the home of Albert Einstein from 1903 to 1905. It is here that he worked on and developed the theory of relativity. If you have already taken a tour of the Einstein Museum, visiting the Einstein House will let you learn more about the life this famous scientist and inventor.
The Rosengarten, or The Rose Garden Park, is a breathtaking public park located on the top of a hill. It allows you to enjoy a marvelous view of the city while sitting in the picturesque garden.
If you visit the Paul Klee Center in Bern, you can see a vast array of artwork that was created by Swiss artist Paul Klee. This is a museum that contains about 1,000 pieces of art that were created over the course of Klee's lifetime.
Violent crimes in Bern are uncommon, but pickpocketing is on the rise. While in crowded tourist places, be extra wary of your belongings.
Losing original documents such as your passport and visa while traveling can cause major problems. When going out sightseeing, leave your original documents in the hotel room and carry color photocopies instead.
You are going to spend a lot of time outdoors in Bern. If you get dehydrated, it may leave you feeling dizzy and faint. To prevent this, hydrate yourself by drinking an adequate amount of water throughout the day.
Many hikers who explore the Swiss Alps have reported suffering from altitude sickness. If you hike in the mountains, make sure that you take time to acclimate yourself to the altitude, and carry any necessary medications.
It is impossible to predict if or when something might go wrong on your trip. To make sure that you do not have to worry about money while dealing with an emergency, buy travel medical insurance or travel insurance.
You are almost ready to travel to Bern for your next holiday. Before you go, consider these final suggestions:
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Learn MoreHealthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreDid you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreYou are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreYou could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreThe U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreSchengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreYou don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreMost schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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