The sunny island of Bali is a province in Indonesia that’s well known to holidaymakers and honeymooners from around the world, drawing well over a million tourists each year from both China and Australia alone, not to mention millions more from other nations. The island’s famous beaches, bucolic ocean views, and welcoming atmosphere make it the ideal place for your next vacation.

Before traveling to Bali for the holiday of your lifetime, take one last important step: Make sure that you purchase travel medical insurance or travel insurance.  

Travel Medical Insurance for Travelers in Bali – FAQs

No matter where you are, medical issues can range from inconvenient to life-threatening. The difference is, when they occur at home, you’ll have the support of your own doctor, and coverage by your domestic health insurance.

This is not the case in Bali. Your domestic health insurance is unlikely to be accepted here, meaning you’ll be on the hook for paying all medical expenses out of your own pocket. Want to avoid this financial strain? Get travel medical insurance. 

Do I need travel medical insurance for Bali?

Bali Travel Insurance covering COVID-19 is essential when traveling to Bali for a visit or holiday. Without it, you could end up stuck with a medical bill you cannot afford to pay.

Why buy travel medical insurance before traveling to Bali?

There are several clinics and hospitals in Bali that cater specifically to tourists and expatriates. However, in the event of a serious medical condition, you may have to be evacuated by air ambulance to Singapore or another location. This can cost more than $50,000. For that reason, travel medical insurance with emergency medical evacuation and emergency medical coverage are vital while holidaying in Bali.

Trip Cancellation Insurance for Travelers in Bali – FAQs

In the excitement of booking your trip to Bali, you may never consider the possibility of having to cancel it. However, life can be unpredictable. And when you have a lot of money on the line for an international trip, it is essential to protect that investment with trip cancellation insurance. 

Why should I get trip cancellation insurance for my Bali travel?

Think about all of the things you have to book in advance for a trip to Bali: Airline tickets, hotel rooms, resort accommodations, tour packages, etc. In most cases, these expenses are either nonrefundable, or they charge massive cancellation fees. With trip cancellation insurance, you can be reimbursed for your prepaid, nonrefundable trip expenses when you are forced to cancel for a reason that’s covered by the policy.

What can be covered by trip cancellation insurance for Bali?

In addition to trip cancellation coverage, look for a Bali travel insurance plan that can cover:

• Travel delay
• Trip interruption
• Emergency medical treatment
• Lost baggage
• Trip cancellation for any reason, available with certain plans

Remember, not all travel insurance plans are the same. Be sure to research and compare policies before making a purchase, so you can travel with confidence.

Bali’s Most Popular Places for Travel

With nearly 80% of its economy dedicated to tourism, Bali is tailor-made to entertain foreign visitors. If you’re looking to make the most of your Bali vacation, don’t miss these spots:

Mount Batur

An active volcano rising over 5,600 feet, Mount Batur is visited by hundreds of intrepid tourists each day. Once atop, you’ll experience jaw-dropping views of the Batur caldera, Lake Batur, and the surrounding mountains.

If you’re worried about hiking to the top of an active volcano, put your mind at ease. Mount Batur has not erupted in over 20 years, and the trails to the top are well-marked and not difficult to traverse. You can even take part in a guided trek with catered food. All you’ll need is a solid pair of hiking shoes, and a good sense of adventure.

Nusa Dua Beach

Looking to get away from it all? Nusa Dua Beach has you covered. Located away from the crowds and noise of urban Bali, this beach on its own private peninsula is the perfect place to relax in a lounge chair, sip a drink, and take in the blue ocean views. 

However, don’t mistake peace and quiet with isolation. Nusa Dua Beach is located on private resort grounds, and you’ll have an attentive staff catering to your every need.

Shop the Streets of Seminyak

The bustling market stalls and shopping malls of Seminyak are known for their fashionable clothing, stylish beachwear, and even handcrafted furniture, all located just steps away from some of Bali’s best resorts and restaurants. 

If getting a great deal is your top priority, the Seminyak Flea Markets are sure to lure you in. Find every sort of local good imaginable, and feel free to haggle away.

Ubud Monkey Forest

For wildlife enthusiasts, Ubud Monkey Forest, also known as the Sacred Monkey Forest Sanctuary, is a delight. Here, troops of long-tailed macaques roam free, perching on ancient statues and playing throughout the thick forest canopy. 

Far from just a tourist attraction, the Monkey Forest is an important conservation area for native flora and fauna, as well as a research location for primate behavior.

Pura Tanah Lot

Perched upon a rocky outcrop with waves crashing all around, Pura Tanah Lot is one of Bali’s most sacred temples. Dating back to the 16th century, it has long been regarded with reverence by the Balinese locals.

Although tourists are not allowed to enter the temple itself, you are able to access its grounds during low tide. Spend your time here snapping memorable photos and soaking in the atmosphere. If you arrive later in the day, you can enjoy one of the most spectacular sunsets in Bali here.

Key Guidelines for Travelers in Bali

Traveling abroad has many risks, but traveling to Bali has some specific risks:

• Protests, rallies and demonstrations can turn violent at any time; therefore, avoid any such areas to the extent possible.
• If you will be riding a motorcycle, make sure that you have a proper license and motorcycle insurance.
• Avoid contact with stray cattle, dogs, and cats to mitigate health risks.
• Mosquito-borne disease is widespread in Bali due to its tropical location. Carry enough insect repellent and medication with you.
• Diarrhea, sunburn, heat, fungal rashes and heat exhaustion (including heatstroke) are possible, so make sure not to get out in the sun too much.
• Have you ever heard of prickly heat? It is a common skin rash in tropical areas, and it is caused when sweat is trapped under the skin. Wear sweat-wicking clothing to minimize the risk. 
• Tap water in Bali is not safe to drink, so make sure to use bottled water only.
• There is the risk of volcanic activity. In fact, east Bali's Mount Agung is an active volcano, and there is continuous volcanic activity. Keep yourself update about news coverage of this aspect.

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  Travel Insurance and Volcanic Eruptions

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Before You Travel to Bali – Do This

• Download the PeduiLindungi app, as you’ll need to provide your personal details to meet COVID-19 entry requirements. 
• Get a visa on arrival if one is available to you.
• Purchase compliant travel medical insurance or travel insurance.

DISCLAIMER: The information within this article is intended as a broad summary of benefits and services and is meant for informational purposes only. The information does not describe all scenarios, coverages or exclusions of any insurance plan. The benefits and services of an insurance plan are subject to change. This is not your policy/certificate of insurance. If there is any discrepancy between the information in this article and the language of your policy/certificate wording, the language of the policy/certificate wording will prevail.

The insurance plans available on this website are not specifically targeted towards the destination mentioned in this article. They can provide coverage while traveling away from home, according to the terms and conditions and geographic restrictions applicable to the specific plan.